Pickups, Vans and Trailers - We Cover Most Commercial Vehicles.
www.ProgressiveCommercial.com Save Rate
Provides online comparison of rates & quotes for agricultural business insurance options from several companies. Assisting businesses since 1997.
www.4freequotes.com Save Rate
Cover Trees, Bushes, Plants from Fire, Wind, Hail & Freeze. Get Info
www.LiveAssetInsurance.com
Find Low Cost Auto Insurance. One Quick Form. Multiple Offers.
www.InsuranceDesk.com
Western Agricultural Insurance Info and Free Auto Insurance Quotes.
Super-Value-Insurance.com
Local agents. Personal service. Multiline insurance co. in MT & WY
www.mwfbi.com
Alternative to crop insurance Flexible, affordable online quoting
www.WeatherBill.com
Horse Insurance, Ranch Insurance, Major Medical, Equine Liability
www.assetequine.com
Get an Instant Online Quote and Save up to 40% on Insurance Rates
www.localfolksinsurance.com
Provides online comparison of rates & quotes for agricultural business insurance options from several companies. Assisting businesses since 1997.
www.4freequotes.com (Paid)
Provides service to state Farm Bureau insurance companies. Headquartered in Park Ridge, Illinois.
www.afbisinc.com
Markets farm and personal insurance coverage to members of agricultural and rural communities in the Northeast. A subsidiary of Agway.
www.agwayinsurance.com
Hartford's farm and ranch insurance available through Cottonland Insurance, Inc., and Cottonland Insurance of Arkansas, Inc.
www.cottonlandins.com
Insures grain mills and elevators, grain and corn, rice, feed and seed. Publishes quarterly newsletter filled with safety information.
www.graindealers.com
Insures grain mills and elevators, grain and corn, rice, feed and seed. Headquartered in Indianapolis, Indiana.
www.graindealers.com
Offers homeowners, auto, business, farm, umbrella, and personal excess insurance. Located in Seattle, WA.
www.grange.com
Provider of insurance protection.
www.hochheim.com
Provider of insurance for agricultural operations.
www.infarmbureau.com
Insurance for trees, plants, shrubs, bushes, and vines - not crops, fruits, nuts or berries. Beyond federal crop insurance for vineyards, farms, etc.
www.liveassetinsurance.com(Paid)
Global insurance broking and risk advice - create and deliver risk solutions and services.
www.marsh.ca
Provider of commercial and personal insurance in a cooperatively governed group of insurance companies.
www.msi-insurance.com
Underwrites through independent agents. Site includes a RMA premium calculator and industry links.
www.nccinet.com
Provides auto, home, corporate, commercial, umbrella, and farm insurance. Based in Aurora, Colorado.
www.nfuic.com
Providers of auto, home, and farm insurance. Maintains ties to the National Farmers Union farm organization.
www.nfuic.com
A mutual insurance company based in Fargo, North Dakota that offers farm, liability, and crop-hail insurance.
www.nmicfb.com
Insures agricultural facilities including mills and country elevators, feed stores, major feed companies, fertilizer facilities, and numerous other agricultural operations. Located in Wilkes-Barre, Pennsylvania.
www.pennmillers.com
Pickups, Vans and Trailers - We Cover Most Commercial Vehicles.
www.ProgressiveCommercial.com (Paid)
Comprehensive crop hail and multiple-peril protection for rural America. Agriculture news and weather updates are displayed.
www.rainhail.com
Offers auto, inland marine, homeowners, catastrophe, crop, fire, surety, and general liability insurance only to South Carolina Farm Bureau members. Headquartered in Cayce, South Carolina.
www.scfbins.com
California, independent agent specializing in agribusiness. Offers a multitude of agriculture insurance programs.
www.smithkandal.com
Cover Trees, Bushes, Plants from Fire, Wind, Hail & Freeze. Get Info
www.LiveAssetInsurance.com
Guide to Agricultural Insurance
Decide on an agricultural insurance policy to fit your operationThere are 3 primary factors in deciding which type of agriculture insurance you need, and the agricultural insurance company that can best provide it. Here’s what you need to consider:
1. The type of farm and type of agricultural business you own.
2. There are full or part-time employees.
3. The presence of farm outbuildings and equipment inventory on your property.
Action Steps
The best contacts and resources to help you get it done
Assess your current insurance situation
If you already have a homeowner's insurance policy, it will not cover any buildings except your home, unless you have a rider to that effect. It also will not cover your farm equipment, livestock or crops; and it will not provide liability protection outside a certain distance from your home. If you do have insurance for your farming operations, meet with your agent and discuss your policy, line by line, to determine that you have adequate coverage for your business.
I recommend:
Fill out a standard form that agricultural insurance companies use to determine what you need from your policy. Use supplemental forms to add policy riders for specific farming activities.
Learn about government resources and crop insurance programs
Whether you grow soybeans or pigs, agriculture insurance companies offer federally subsidized insurance for farm products. A transportation issue or a random hailstorm can devastate an entire season's product, and even a dip in the market is a risk addressed by some insurance policies.
I recommend:
The United States Department of Agriculture (USDA) Risk Management Agency offers tips and tools for producers to reduce their risks. Find the tools you need to determine how much protection you need for your livestock and crops, and how much it will cost.
Sort through your options and calculate premiums
The primary concern most producers have is the cost of farm insurance premiums. Any agricultural insurance company will gladly work with a producer to determine which products are appropriate and what premiums they'll carry.
I recommend:
The USDA offers a tool to help you calculate your insurance premium. Farm Bureau Insurance is specifically an agriculture insurance company, with agents in most rural areas.
Tips & Tactics
Helpful advice for making the most of this Guide- Agriculture insurance companies need special licensing to offer farm insurance, particularly federally funded crop and livestock insurance riders. Contact your local branch of the USDA Farm Service Agency or your state's agricultural extension service for more insurance information.
