The Kansas Department of Motor Vehicles (DMV) advises all business owners in Kansas to keep their Kansas auto insurance up to date. If the police catch you driving without auto insurance in Kansas, you may get a ticket and have your car registration revoked.

Business owners should provide all employees who drive company-owned cars with KS auto insurance. Insurance companies in Kansas can help you choose the insurance package that is best for your company. Many companies choose to keep the proof of Kansas car insurance in the glove compartment in cases where many employees drive the same car.

When you compare the rates of automobile insurance in Kansas, you must know:

1. How many employees require KS car insurance. Kansas insurance companies can cover as many employees as you want.
2. The state minimum requirement for KS auto insurance.
3. The level of auto insurance in Kansas your company wishes to purchase. Many companies purchase more than the minimum.
   

Action Steps
The best contacts and resources to help you get it done

Get a Kansas auto insurance rate quote from online sources

You can receive a quote from many insurance companies in Kansas with a simple click of a button. This allows you to compare the rates and offerings of several companies in a no-pressure situation.

I recommend: Insurance.com and Esurance.com both offer free quotes to those looking to buy Kansas car insurance.

Select the Kansas insurance company that is service- and cost-sensitive

All companies have different needs when looking at car insurance in Kansas. It is important that you find a company that provides the service you need at a desirable price.

I recommend: State Farm is an excellent choice for companies that are looking for a high level of service. Geico is the insurance company of choice for cost-sensitive companies.

Meet the minimums and then some

Auto insurance in Kansas must cover a minimum of $25,000 for injury or death of one person in an accident, $50,000 for injury or death of more than one person in an accident and $10,000 for property damage. Many companies choose to purchase a higher level of coverage for added security.

I recommend: You can use a coverage calculator to help determine the amount of coverage your company should purchase. AIG Insurance and CarInsurance.com both provide excellent coverage calculators.

Count on discounts from your Kansas auto insurance company

There are a number of cases where a car insurance company will offer discounts to their customers. You should always check to see if you qualify for a lower rate.

I recommend: You can view a list of the discounts that are offered by Geico on their website.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Often, insurance companies will offer a discount when you buy all of your insurance policies through them. If you have an insurance policy already, check to see if they also offer car insurance in Kansas.
• •  If you are leasing or financing your car, check with the dealership for their insurance coverage requirements. They may require a higher level of insurance.