Are you paying too much for auto insurance in Massachusetts? Find out, instant rates from top companies serving your area. Free, no-obligation quotes.
www.4freequotes.com
Save
My Rating
Free Insurance Quotes. Top Insurance Agents Compete For Your Business. Huge Savings On Health, Home, Life, Auto, And Long Term Care Insurance.
www.usinsuranceonline.com
Save
My Rating
People Who Switched Saved Average of $353. Get Official Quote Now!
Allstate.com
Progressive has arrived. Get your free Massachusetts quote today!
www.Progressive.com/MASS
Travelers Can Save You Up to $472. Get A Quote In Under 8 Minutes!
www.Travelers.com
Get Fitted For New Coverage Today With a Free Quote From Amica.
AmicaMass.com
Get Free Quote from Liberty Mutual Save An Average of 10.7% on Car Ins
www.LibertyMutual.com
Attention: Economy in Recession Get Cheaper Car Insurance!
Massachusetts.AutoCarInsurance.org
Instant MASS Auto Insurance Quotes Online, Free. Save $100s!
Massachusetts.AutoInsure.org
Get free quotes from competing auto insurance companies in your area.
www.QuoteWizard.com
Instant Car Insurance offers 5 low cost affordable quotes in seconds!
www.InstantCarInsurance.com
Get Quotes! Find Cheap Auto Insurance in Massachusetts
www.CarInsuranceRight.com
Are you paying too much for auto insurance in Massachusetts? Find out, instant rates from top companies serving your area. Free, no-obligation quotes.
www.4freequotes.com
Offering auto insurance, home owners insurance, life insurance and annuities.
www.allstate.com
CarInsurance.com helps you find the competitive rates and discounted prices available in Massachusetts, so average Bay Staters can get a better-than-average low rate on their auto insurance.
www.carinsurance.com
Insurance and mortgage services including car insurance, group and individual health insurance, homeowners insurance, and mortgage refinancing.
www.djgins.com
Offers auto, home, life, umbrella insurance, commercial and financial insurance and is headquartered in Boston, MA.
www.libertymutual.com
We provide quotes on a range of insurance products, including renters insurance, auto insurance, home insurance, and so on.
www.netquote.com
A mutual insurance company offering auto, home, health, and life insurance. The web site also offers a personalized My State Farm page. Headquartered in Bloomington, Illinois.
www.statefarm.com
Two major divisions: life & annuity and property casualty. Addresses needs of individuals, corporations and small businesses.
www.travelers.com
Free Insurance Quotes. Top Insurance Agents Compete For Your Business. Huge Savings On Health, Home, Life, Auto, And Long Term Care Insurance.
www.usinsuranceonline.com
People Who Switched Saved Average of $353. Get Official Quote Now!
Allstate.com
Progressive has arrived. Get your free Massachusetts quote today!
www.Progressive.com/MASS
Travelers Can Save You Up to $472. Get A Quote In Under 8 Minutes!
www.Travelers.com
Guide to Auto Insurance in Massachusetts
Strategies to help you cut costs on Massachusetts car insuranceMassachusetts auto insurance doesn’t have to break the bank. You may be able to save by shopping around, declining unnecessary coverage and trading high deductibles for lower premiums. Indeed, you can cut costs, but you can't cut corners. If you drive in Massachusetts, you need auto insurance in Massachusetts. Here's what kind and how much, according to Massachusetts state law:
- When buying auto insurance in Massachusetts, drivers must purchase bodily injury liability (BIL), personal injury protection (PIP), property damage liability (PDL) and uninsured motorist bodily injury (UM) coverage; collision and comprehensive coverage are recommended, but not required.
- Auto insurance in Massachusetts must include PIP coverage of up to $8,000 for the driver of your car to pay for his or her injuries or death in the event of an accident.
- Auto insurance in Massachusetts must include BIL coverage of at least $20,000 per person and $40,000 per accident for costs associated with the injury or death of others in a wreck.
- Auto insurance in Massachusetts must include PDL coverage of at least $5,000 for damage to another person's property in an accident.
- In Massachusetts, auto insurance must include at least $20,000 per person and $40,000 per accident in uninsured motorist bodily injury (UM) coverage in the event that you’re in an accident with an uninsured or hit-and-run driver.
Action Steps
The best contacts and resources to help you get it done
Get Massachusetts auto insurance quotes online
If you need Massachusetts car insurance quotes, the Internet is a good starting point. Available from all major car insurance companies in Massachusetts, online quotes offer a fast and convenient way to research and compare premiums.
I recommend:
Get comprehensive online quotes from Massachusetts auto insurance providers at websites like InsWeb, Insurance.com, InsuranceUSA and InsuranceFinder, or from companies like Progressive and Esurance, which quote both their own and competitors' rates.
Solicit Massachusetts car insurance quotes from national providers
Most major car insurance carriers offer auto insurance in Massachusetts and all provide competitive Massachusetts auto insurance rates.
I recommend:
Among the largest and most popular car insurance companies in Massachusetts are AIG, Allstate, Farmers, GEICO, The Hartford, Liberty Mutual and State Farm. National associations like AAA and AARP are also good sources for affordable auto insurance in Massachusetts.
Get auto insurance from local Massachusetts auto insurance companies
Rates can vary dramatically among Massachusetts auto insurance providers; for some of the most affordable, consider locally based companies.
I recommend:
For auto insurance providers in Massachusetts, try Massachusetts-based companies like Bridge Insurance Associates, Estabrook & Chamberlain Insurance and Steffon, James & Finnegan Insurance Agency. Also consider local programs, such as the Massachusetts Automobile Insurance Plan, which is designed for drivers who can't easily find auto insurance in Massachusetts, and the state’s Safe Driver Insurance Plan.
Use an independent agent to find Massachusetts car insurance bargains
Buying auto insurance in Massachusetts via an independent insurance agent can expose you to new resources, practical advice and special rates.
I recommend:
To find an independent agent who can sell you auto insurance in Massachusetts, use the “agent locator” feature at the Massachusetts Association of Insurance Agents or search the member directory at the Independent Insurance Agents & Brokers of America.
Choose Massachusetts auto insurance companies that you can trust
Before doing business with Massachusetts car insurance providers, review their records with consumers to make sure they are reliable, reputable and responsible.
I recommend:
If you subscribe to Consumer Reports, you can check up on car insurance companies in Massachusetts. Other good resources are the Massachusetts Division of Insurance, which licenses car insurance companies in Massachusetts, and the National Association of Insurance Commissioners, which compiles statistics on complaints about auto insurance companies in Massachusetts.
Tips & Tactics
Helpful advice for making the most of this Guide- Consider buying more coverage than is required by state law; minimum Massachusetts auto insurance might not be enough to cover car repairs or medical bills after an accident.
- Penalties for drivers who don't have Massachusetts auto insurance include driver's license and license plate suspension, cash fines of at least $500 and up to $5,000, and even jail time.
- If you're leasing or financing your car, dealerships might require you to have more and better Massachusetts auto insurance than is required by state law.
- Higher deductibles typically mean lower premiums and more monthly savings on auto insurance in Massachusetts.
