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Auto Insurance in Michigan

Providers of Michigan auto insurance coverage. Search listings for links to car insurance companies in Michigan offering competitive Michigan auto insurance rates and quotes.
Auto Insurance in Michigan
Get a free quote on auto insurance in Michigan from top car insurance companies like Progressive, The Hartford, Liberty Mutual and more. Save Today!
Get a Free Quote | Compare Rates | Contact Us
www.insurance.com/auto
Over 50? Get Michigan Auto Insurance
Save up to $385 on Michigan Auto Insurance with AARP & The Hartford. Life renewability & no-hassle claim payment. Get a quote!
AARP.TheHartford.com
AIG Auto Insurance - Official Site
Instant, online, accurate auto insurance quotes direct from AIG.
www.aigdirect.com
Progressive Car Insurance
Get Our Rate & Our Top Competitors' Save Hundreds On Auto Insurance!
www.Progressive.com
Car Insurance - AIG Auto
Live in Michigan? Visit AIG Auto. Get a Free, Instant Online Quote.
www.aigdirect.com
Auto Insurance
Save Up To $500 by Switching to Nationwide. Get a Free Quote Today!
www.Nationwide.com
State Farm® Official Site
Learn About Our Corporate/Business Auto Insurance. Visit Us Online!
www.StateFarm.com
Michigan Auto Insurance
Offers discounted Michigan auto insurance designed to save drivers hundreds of dollars. Features free quotes to compare online.
www.esurance.com
Instant Auto Insurance Quotes in Michigan
Offers instant auto insurance quotes from companies serving Michigan and the ability to reach 3 insurance agencies by completing one secure form.
www.4freequotes.com
Auto Insurance in Michigan
Offers auto insurance quotes from competing insurance providers. Get quotes, compare rates, and research products online.
www.aim-center.com
Auto Insurance in Michigan: Free Insurance Quotes
Quote Car Insurance is focused on helping you find car insurance quotes.
www.quotecarinsurance.com
Auto Insurance in Michigan
Free car insurance quotes for drivers in Michigan. Compare rates among top providers. Get instant quotes, easy & free.
www.insweb.com
Michigan Auto Insurance Quotes
Provides auto insurance quotes for Michigan families and individuals. Works with multiple companies.
lovetherates.com
Auto Insurance in Michigan
Free Insurance Quotes. Top Insurance Agents Compete For Your Business. Huge Savings On Health, Home, Life, Auto, And Long Term Care Insurance.
www.usinsuranceonline.com
Auto Insurance in Michigan
Instant online auto insurance quotes from over 30 insurance companies. Quote. Compare. Save.
www.insuranceusa.com
AAA - Auto Insurance
Save Hundreds on Car Insurance Get a Free Online Quote Now!
www.AAA.com
Michigan Auto Insurance
Save an average of $359 at Esurance Buy online and save an extra $50!
www.esurance.com/Michigan
Michigan Car Insurance
Our Vast Network of Car Insurance Companies Provide Fantastic Rates!
www.5InsuranceRates.com
Listings
AIG Auto Insurance - Official Site
Instant, online, accurate auto insurance quotes direct from AIG.
www.aigdirect.com (Paid)
Allstate
Offering auto insurance, home owners insurance, life insurance and annuities.
www.allstate.com
Auto Insurance in Michigan
Get a free quote on auto insurance in Michigan from top car insurance companies like Progressive, The Hartford, Liberty Mutual and more. Save Today!
Get a Free Quote | Compare Rates | Contact Us
www.insurance.com/auto (Paid)
Auto Insurance in Michigan
Offers auto insurance quotes from competing insurance providers. Get quotes, compare rates, and research products online.
www.aim-center.com (Paid)
Auto Insurance in Michigan
Free car insurance quotes for drivers in Michigan. Compare rates among top providers. Get instant quotes, easy & free.
www.insweb.com (Paid)
Auto Insurance in Michigan
Free Insurance Quotes. Top Insurance Agents Compete For Your Business. Huge Savings On Health, Home, Life, Auto, And Long Term Care Insurance.
www.usinsuranceonline.com (Paid)
Auto Insurance in Michigan
Instant online auto insurance quotes from over 30 insurance companies. Quote. Compare. Save.
www.insuranceusa.com (Paid)
Auto Insurance in Michigan: Free Insurance Quotes
Quote Car Insurance is focused on helping you find car insurance quotes.
www.quotecarinsurance.com (Paid)
Farmers Insurance
www.farmers.com
GEICO Direct
Auto insurance, multi-risk coverage and emergency road service coverage.
www.geico.com
Instant Auto Insurance Quotes in Michigan
Offers instant auto insurance quotes from companies serving Michigan and the ability to reach 3 insurance agencies by completing one secure form.
www.4freequotes.com (Paid)
InsWeb
Provides auto, homeowners, life and other insurance quotes.
www.insweb.com
Liberty Mutual
Offers auto, home, life, umbrella insurance, commercial and financial insurance and is headquartered in Boston, MA.
www.libertymutual.com
Michigan Auto Insurance
Offers discounted Michigan auto insurance designed to save drivers hundreds of dollars. Features free quotes to compare online.
www.esurance.com (Paid)
Michigan Auto Insurance Quotes
Provides auto insurance quotes for Michigan families and individuals. Works with multiple companies.
lovetherates.com (Paid)
Over 50? Get Michigan Auto Insurance
Save up to $385 on Michigan Auto Insurance with AARP & The Hartford. Life renewability & no-hassle claim payment. Get a quote!
AARP.TheHartford.com (Paid)
Progressive
progressive.com
State Farm® Official Site
Learn About Our Corporate/Business Auto Insurance. Visit Us Online!
www.StateFarm.com (Paid)
Statefarm
A mutual insurance company offering auto, home, health, and life insurance. The web site also offers a personalized My State Farm page. Headquartered in Bloomington, Illinois.
www.statefarm.com
Travelers Insurance
Two major divisions: life & annuity and property casualty. Addresses needs of individuals, corporations and small businesses.
www.travelers.com
Progressive Car Insurance
Get Our Rate & Our Top Competitors' Save Hundreds On Auto Insurance!
www.Progressive.com
Car Insurance - AIG Auto
Live in Michigan? Visit AIG Auto. Get a Free, Instant Online Quote.
www.aigdirect.com
Auto Insurance
Save Up To $500 by Switching to Nationwide. Get a Free Quote Today!
www.Nationwide.com

Guide to Auto Insurance in Michigan

Strategies to help you cut costs on car insurance in Michigan


Car insurance in Michigan, like gas or rent, is expensive yet necessary. It doesn't just protect your car from dents; it protects you and other drivers from both bodily harm and financial ruin. For that reason, Michigan car insurance coverage isn't just something that drivers in the "Wolverine State" should have; it's something they must have.

Michigan auto insurance coverage doesn’t have to break the bank. You may be able to save by shopping around, declining unnecessary coverage and trading high deductibles for lower premiums. Indeed, you can cut costs, but you can't cut corners. If you drive in Michigan, you need auto insurance in Michigan. Here's what kind and how much, according to Michigan state law:

  1. When buying auto insurance in Michigan, drivers must purchase residual liability bodily injury and property damage (BI/PD) insurance, as well as personal injury protection (PIP) and property protection (PPI) coverage; collision, comprehensive, uninsured motorist bodily injury (UM) and uninsured property damage coverage are recommended, but not required.
  2. Auto insurance in Michigan must include PIP coverage, which will cover all of your medical costs if you’re in an accident and up to 85 percent of the income you would have earned if you weren’t injured.
  3. Auto insurance in Michigan must include PPI coverage, which will pay up to $1 million for damage that your car does to other people’s property in Michigan.
  4. In Michigan, car insurance must include residual liability insurance; your policy needs at least $20,000 per person and $40,000 per accident in BI coverage for costs associated with the injury or death of other people in a car accident, and at least $10,000 in out-of-state PD coverage in the event that you’re in an accident outside of Michigan.


Action Steps

The best contacts and resources to help you get it done

Browse Michigan auto insurance rates online If you need Michigan auto insurance, online quotes are a good starting point. Available from all major auto insurance companies in Michigan, they offer a fast and convenient way to research and compare premiums.

I recommend:  Get comprehensive online quotes from Michigan car insurance providers at websites like InsWeb, Insurance.com, InsuranceUSA and InsuranceFinder, or from companies like Progressive and Esurance, which quote both their own and competitors' rates.

Solicit Michigan car insurance quotes from national providers Most major car insurance carriers offer auto insurance in Michigan and all provide competitive Michigan auto insurance rates.

I recommend:  Among the largest and most popular car insurance companies in Michigan are AIG, Allstate, Chubb, Farmers, GEICO, The Hartford, Liberty Mutual and State Farm. National associations like AAA and AARP are also good sources for affordable auto insurance in Michigan.

Get car insurance in Michigan from local and regional companies In Michigan, auto insurance rates can vary dramatically; for some of the most affordable, consider locally based providers.

I recommend:  For automotive insurance in Michigan, try Michigan-based companies like Michigan Insurance Company, Fremont Insurance and Wolverine Mutual Insurance Company. Also consider local programs like the Michigan Automobile Insurance Placement Facility (MAIPF), which exists for drivers who can't easily find auto insurance in Michigan.

Use an independent agent to find Michigan car insurance bargains Buying car insurance in Michigan via an independent insurance agent can expose you to new resources, practical advice and special rates.

I recommend:  To find an independent agent who can sell you car insurance in Michigan, search the member directory at the Michigan Association of Insurance Agents.

Choose Michigan auto insurance companies that you can trust Before doing business with Michigan car insurance providers, review their records with consumers to make sure they are reliable, reputable and responsible.

I recommend:  If you subscribe to Consumer Reports, you can check up on car insurance companies in Michigan. Another good resource is the Michigan Office of Financial and Insurance Services, which licenses auto insurance companies in Michigan and compiles statistics about complaints against them.

Tips & Tactics

Helpful advice for making the most of this Guide
  • Consider buying more coverage than is required by state law; minimum Michigan car insurance might not be enough to cover car repairs or medical bills after an accident.
  • Penalties for drivers who don't have Michigan car insurance include driver's license suspension and cash fines. Furthermore, driving without car insurance in Michigan is a misdemeanor; those convicted face up to $500 in fines and up to a year in jail.
  • If you're leasing or financing your car, dealerships might require you to have more and better Michigan auto insurance than is required by state law.
  • Higher deductibles typically mean lower premiums and more monthly savings on auto insurance in Michigan.

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How-To Guide from WORK.COM

Guide author
By Matt Alderton
Strategies to help you cut costs on car insurance in Michigan.
Car insurance in Michigan, like gas or rent, is expensive yet necessary. It doesn't just protect your car from dents; it protects you and other drivers from both bodily harm and financial ruin. For that reason, Michigan car insurance coverage ... Read more
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