Auto Insurance in Nevada

Guide to Auto Insurance in Nevada

Finding a Nevada auto insurance provider to meet your needs
By Shannon Tani

The Nevada Department of Motor Vehicles (DMV) takes auto insurance in Nevada very seriously and advises business owners to keep their Nevada auto insurance up to date.

Every month, Nevada automobile insurance companies report new and terminated policies to the DMV, including information about the vehicle, the policyholder, and the length of the policy. If the DMV believes that a car may not have car insurance in Nevada, they will follow up with the owner, requesting proof within 20 days of the notice. If you do not show proof, they will cancel your registration.

Clearly, it is in the best interest of all Nevada business owners to ensure that they insure all company-owned vehicles with Nevada auto insurance. Luckily, getting Nevada automobile insurance quotes online helps you find great deals.

Before contacting Nevada automobile insurance companies, you should know:

1. The level of insurance that Nevada state law requires of all automobile owners.
2. The number of employee requiring coverage by car insurance in Nevada.
3. The level of insurance that your company wishes to purchase (often this is higher than the minimum).
   

Action Steps

The best contacts and resources to help you get it done

Get an auto insurance Nevada quote from several companies Online companies allow you to compare the Nevada auto insurance rates of various companies. This guarantees you will get the best Nevada auto insurance prices.

I recommend:  Nevada auto insurance prices vary greatly between companies. Insurance.com and Esurance.com both allow you to receive an auto insurance Nevada quote from many different companies.

Choose the Nevada automobile insurance company that's best for you It is important to weigh your company's needs with the various services offered by Nevada automobile insurance companies. The company with the lowest rate does not always offer the best service.

I recommend:  Companies who are interested in a high level of service should consider choosing State Farm as their insurance provider. Geico is a great option for those who are cost-sensitive. Nevada-Car-Insurance offers Nevada auto insurance rates and quotes online.

Purchase enough coverage to satisfy your company's needs All states require a certain level of coverage. Auto insurance in Nevada must cover a minimum of $15,000 for injury or death of one person in an accident, $30,000 for injury or death of more than one person in an accident and $10,000 for property damage. Many companies purchase a higher level of coverage for security.

I recommend:  A coverage calculator helps you to determine the amount of coverage that your company needs based on several factors. You can use the coverage calculators provided by AIG insurance or CarInsurance.com.

Tips & Tactics

Helpful advice for making the most of this Guide

• Often, insurance companies will offer a discount when you buy all of your insurance policies through them. If you have an insurance policy already, check to see if they also offer car insurance in Nevada.
• Many Nevada car insurance companies will offer discounts to members of professional organizations. Always check for discounts.
• If you are leasing or financing your car, check with the dealership for their insurance coverage requirements. They may require a higher level of insurance.