If you work with Oregon auto insurance, it is best to get some training in order to be as successful as possible in this business. You might be excellent at offering potential customers an Oregon auto insurance quote, but in order to provide superior customer service as well, you will need to educate yourself about policies and regulations in your state. Auto insurance in Oregon education and training can benefit both your company and your customers.

Most Oregon insurance companies are likely aware of their state's general rules. However, the best company will make sure to stay informed of any small changes that may occur throughout each year. Keep yourself educated with the following options:

1. Stay up-to-date by reading publications related to Oregon automobile insurance.
   
2. Take educational insurance courses to get licensed.
3. Look for training seminars that offer unique tips about auto insurance in your state.
   

Action Steps
The best contacts and resources to help you get it done

Learn by reading publications regarding Oregon car insurance

You can learn about your profession without even leaving your office with auto insurance literature. Whether you want to pick up a book, manual or even just read a site online about car insurance, agents of insurance companies in Oregon have a myriad of resources right at their fingertips.

I recommend: Insurance Journal features several articles about insurance in Oregon. Oregon.gov offers research reports and an insurance newsletter.

Take licensure classes that teach about Oregon auto coverage

When it comes to car insurance, Oregon agents must have a state insurance license, no matter what their job title might be. In order to receive this license in automotive insurance, Oregon requires that agents take an exam and complete 40 hours of approved classes.

I recommend: ProSchools offers a class for agents to take in order to prepare for the exam and obtain their state license. Professional Trainers of Oregon offers Internet-based courses, allowing flexibility for those attempting to get their license.

Attend seminars that educate about auto insurance in Oregon

You might be able to advertise the best Oregon auto insurance rate, but do you have the most knowledge about the business in general? If not, consider attending a seminar or webinar that discusses subjects important to this industry.

I recommend: The Insurance Industry Overview Training Class is just one webinar available on TrainUp.com. Seminar Information Service offers a Bad Faith Insurance Claims webinar.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Get creative when it comes to finding helpful information about auto insurance in Oregon. Listen to audio books about car insurance, subscribe to insurance journals, check out online websites and forums and look for online blogs about the subject. The more informed you are, the more impressed your customers will be.

Drivers in the Beaver State, like those in most states, must have valid Oregon auto insurance to legally operate a motor vehicle. Unusually stringent, the state's Department of Motor Vehicles conducts a monthly random survey to ensure drivers' compliance with Oregon car insurance laws. Those caught with insufficient Oregon auto coverage face stiff penalties, including license suspension.

Oregon car insurance companies must provide policies that meet state mandated coverage minimums for property damage, bodily injury, Personal Injury Protection (PIP) and uninsured motorist liability. Many light commercial vehicles, such as SUVs, passenger cars and vans, carry the same liability minimums as personal vehicles.

Purchasing the right business car insurance in Oregon will allow you to:

1. Operate vehicles for commercial purposes.
2. Bundle policies to save money on Oregon auto insurance and other business coverage.
3. Avoid unnecessary legal costs for failure to meet liability coverage minimums for car insurance in Oregon

Action Steps
The best contacts and resources to help you get it done

Get an Oregon auto insurance quote

Don't waste precious time thumbing through the phone book to find a business auto insurance in Oregon. Visit Oregon insurance companies' websites to get independent contact information, descriptions of available coverage and an Oregon automobile insurance rate.

I recommend: ProgressiveCommercial.com provides detailed information about policy options for business owners, a toll free contact number, Oregon auto insurance rates and a database of agents searchable by ZIP code. Simply answer a few business-related questions and receive an insurance premium estimate online. Compare rates at Insure Zone, which offers commercial auto insurance quotes online. Simply answer a few questions and receive an Oregon insurance rate from a major carrier.

Compare Oregon auto insurance companies' reputations

The state of Oregon oversees the activities of insurance companies, thoroughly investigating consumer complaints and publishing relevant information online. Many consumer advocacy and education agencies also publish ratings and rankings of car insurance issuers.

I recommend: The Insurance Division of the Oregon Department of Consumer and Business Services publishes yearly guides that detail the number of complaints against Oregon insurance companies and their corresponding ranking. J.D. Power and Associates rates car insurance companies based on rate competitiveness and customer service quality. For information about insurance carriers' financial strength, visit Insure.com and search by company name or by Standard and Poor's alphabetical rating system.

Purchase car insurance in Oregon that complies with state law and maintain accurate records

According to Oregon state law, business owners must insure every car registered in their company's name. Each vehicle's policy must cover $25,000 bodily injury per policyholder, $50,000 bodily injury per crash for all other involved people and $10,000 per accident for property damage. In addition, you must carry $15,000 PIP per person and uninsured motorist coverage at $25,000 per person and $50,000 bodily injury per accident.

I recommend: The Oregon Department of Motor Vehicles provides information about state auto insurance requirements and penalties for vehicle owner noncompliance. Some vehicles, such as farm trailers and tractors, are exempt from Oregon liability coverage minimums.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Get Oregon car insurance quotes from companies that offer special options to business customers, such as rental reimbursement and coverage of specialized vehicle equipment.
• •  Look for an Oregon auto insurance quote that includes special discounts for online customers. Some major carriers, for example, offer instant savings for completing all paperwork online.