Auto insurance in West Virginia is required of all vehicle owners. Police officers may conduct random searches of vehicles for proof of West Virginia car insurance.

Because of this, business owners must provide all employees who drive company-owned vehicles with West Virginia auto insurance. West Virginia auto insurance providers can help you decide what insurance package is best for your company.

Before you check the rates of auto insurance in WV:

1. Know how many employees need to coverage by car insurance in West Virginia. Additionally, you should determine how often company cars are driven. These facts affect the price you will pay.

2. Understand the state laws regarding West Virginia auto insurance. You need to purchase a minimum level.

3. Choose the level of insurance that is right for your company. Many companies choose to purchase more than the minimum for added security.

Action Steps
The best contacts and resources to help you get it done

Make West Virginia insurance companies fight for your business

It's quick and easy to receive rate quotes from several WV car insurance providers. By filling out a simple form, you will have insurance companies fighting to give you the best rates and services.

I recommend: Insurance.com and Esurance.com both offer free quotes to those looking for West Virginia car insurance.

Pick a West Virginia car insurance provider per your priorities

Business owners have different needs when looking for auto insurance in WV. Make sure that you consider those needs when choosing an insurance provider.

I recommend: Contact a local insurance dealer, such as United Security Agency, to get a great deal on auto insurance in West Virginia. You can also choose to go with a nationwide provider such as State Farm or Geico.

Buy enough insurance coverage to feel secure

Auto insurance in WV must cover a minimum of $20,000 for injury or death of one person in an accident, $40,000 for injury or death of more than one person in an accident and $10,000 for property damage. Many companies choose to purchase a higher level of coverage for added security.

I recommend: Not sure how much car insurance in West Virginia your company needs? Try using the coverage estimators at AIG Insurance or CarInsurance.com.

Get discounts from your WV auto insurance provider

WV auto insurance companies provide discounts to their customer for a wide variety of reasons. A prudent shopper always asks what discounts they qualify for.

I recommend: Progressive lists some of the reasons that they give discounts on their website. The website does not list all discounts; do not be afraid to ask for more.

Become a member of local auto clubs for auto insurance in West Virginia

Auto clubs offer discounts on auto insurance for their members. But the savings don't end there. When you are a member of AAA, you can also receive help with travel plans, and get good rates on your financial investments.

I recommend: Request an auto insurance quote from AAA in West Virginia. Don't forget to check out the other discounts you may be eligible for if you become a member.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  You may be able to get even more discounts when you purchase all of your insurance through the same company. If you already have an insurance provider, ask if they also provide car insurance in West Virginia. If so, you may be able to bundle your packages and get a discount.
• •  Dealerships often require a higher level of coverage on leased or financed cars. Ask your dealership what their minimum level of insurance coverage is before you purchase auto insurance in West Virginia.