Gateway is a well-known computer name, and, at one time, they offered Gateway financing services. However, Gateway sold its professional business division to MPC Corporation in October of 2007, now called MPC Computers. The rest of the Gateway company was then acquired by Acer, Inc..

If you want to purchase a Gateway computer but you do not want to buy retail, you need to visit the MCP Computers website. Although this company does not offer financing, they do offer an Employee Purchase Program. This allows businesses to get discount pricing on products.

So, now that you have decided to buy a Gateway computer, you need to find Gateway computer financing. There are a few different options available to you:

1. Buy a Gateway computer from a retail store, and use the retail store's financing option.

2. If you are a business that needs to purchase a large number of computers, consider getting a Gateway computer business financing loan through a bank or other financial institution.

3. Research all of the Gateway leasing options available through different equipment leasing companies.

The type of business you have and the amount of computers you need determines the type of Gateway computer financing available. Check out a few different options before determining the best one for your business.

Action Steps
The best contacts and resources to help you get it done

Buy a Gateway computer and get Gateway financing from a retail store

Whether you need Gateway educational financing or Gateway financing for business, retail stores that sell Gateway computers offer their own lines of credit.

I recommend: Best Buy sells a selection of Gateway computers, both desktop and laptop. This company also offers two different credit card options: the Best Buy Credit Card and the Reward Zone Program MasterCard. Circuit City has financing to help purchase your Gateway computer as well. Apply for The Circuit City Rewards credit card in one of three ways: visit a store, apply online or call their toll free number. For refurbished Gateway computers, visit Staples and find out about their different financing options.

Get Gateway computer business financing through financial institutions

If you own or work for a company with multiple employees, then you need multiple computers. Find a bank or financial institution that offers, say, a special Gateway business financing service.

I recommend: For small business loans, including equipment, visit On Deck Capital, Inc. This company even offers financing with bad credit scores, as long as the business meets other criteria. Bank of America Corporation offers four different small business loan options, all of which you could use for Gateway computer business financing. Wells Fargo offers Equipment Express, which are loans for small businesses that need equipment.

Compare your Gateway leasing options

If leasing is the best option for you, research a few different equipment leasing companies.

I recommend: First City Capital specializes in equipment leasing and financing. Contact them to find out if one of the computers they lease is Gateway. Capital Funds Leasing offers commercial equipment leasing. Apply online or call a toll free number. Barclay Capital, Inc. also offers a range of equipment leasing options.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  When you apply for your Gateway computer loan, remember to ask if the finance percentage rate is fixed or variable. If it is variable, your payment may fluctuate quite a bit from month to month.
• •  If you choose to open a credit card account to finance your Gateway computer, inquire about annual fees. Some credit cards charge annual fees for specialty credit cards, including retail cards.