Chase credit card offers a number of options to meet your business needs. There are rebate programs available that earn a return for your business on the purchases made. Travel credit cards offer special discounts and rebates on travel purchases. Additionally, most Chase card offers have great introductory interest rates, which are wonderful for small businesses that are just getting started.

Regardless of your industry, there are a number of areas where using Chase credit cards can help you to keep your business more organized. As you examine the various types of business credit cards available, remember the following ways they can help:

1. Keep track of business expenses for tax purposes with a Chase credit card.

2. Use your Chase corporate credit card to make initial purchases for your new business.

3. Apply for Chase credit cards online and establish your business’s credit history with their use.

Action Steps
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Itemize business purchases with Chase rebate credit cards

With a small business credit card, Chase will help you itemize business purchases for tax purposes. Use your business credit card only for business purchases so that your business and personal finances are always separate. At the end of the year, request a statement of the year's purchases with a breakdown by industry. Additionally, you can use a Chase credit card to keep track of your employees' spending. Give each employee a credit limit according to his or her needs and watch statements each month to make sure that the purchases match the receipts and that those purchases are legit.

I recommend: Gaebler.com provides recommendations for making sure your employees use their business credit cards properly. Complete Tax offers a list of typical business expenses that you should watch your credit card statements for and keep track of for later.

Finance the start up of your business with Chase corporate credit cards

While using a credit card in this manner is risky, as long as you're responsible, it can finance your startup sufficiently. Use it to purchase assets that will help in your quest for a profit. Items that are necessary for your product or service will show an eventual return and pay for themselves. Additionally, apply for a Chase card that has an introductory interest rate of 0% for at least six months. Make purchases that you know you can pay off in that time frame, paying the minimum payment for awhile, with the balance paid in full before interest accrues.

I recommend: Read steps and precautions that you should take if using your credit card to finance your business startup on Entrepreneur.com and Inc.com. Visit JPMorgan Chase to search for the right Chase business card for your needs.

Use your Chase credit card to build credit and keep your business out of debt

While this may sound like an oxymoron initially, smart management of your business credit card will help to build your business credit and keep your debt from piling up. Only make purchases on items that you can afford with cash anyway. Avoid using the cash advances that your Chase card offers because they typically have a higher interest rate than regular transactions and associated costs you may not be aware of. Pay off the credit card balance completely at each billing cycle and always make your payments on time.

I recommend: Nolo offers several more tips for staying out of credit card debt. MSN Money provides nine ways to build your credit the right way, including submitting a Chase credit card application for a secured credit card.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Chase secured credit cards require a security deposit and the credit limit associated with the card will typically correspond with that deposit. Consider supplying these types of credit cards to employees. It will give you complete control over their spending limits without incurring debt or giving them access to the company bank account.

Chase credit cards are some of the most popular credit cards available. Chase is the U.S. consumer and commercial banking brand of JPMorgan Chase & Co. Chase card offers include MasterCard and Visa as well as Chase credit cards that are co-branded with merchants. These co-branded cards include Chase rebate credit cards, which come with incentives, such as discounts on merchandise and services.

Chase credit cards called affinity cards carry the logo of non-profit organizations, such as colleges and charities. A small percentage of each transaction made using an affinity card goes to the organization. Want to know where to get a card? You can apply for Chase credit cards online — all you have to do is fill out a simple Chase credit card application and hit “submit”.

Some factors to consider when considering Chase card offers:

1. Take advantage of Chase card offers that feature a low fixed-rate balance transfer if you’re sure you can pay off the balance before the low rate expires.
2. If you frequently use your credit cards to make purchases from overseas vendors, apply for Chase credit cards online from providers with low international transaction fees.
3. When you apply for a Chase corporate credit card, your personal credit history may be taken into account if your company is too new to have a credit history.

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Pick your personal Chase credit cards

Chase credit cards for personal use range for general purpose cards to rebate and reward cards. Note that at Chase, secured credit cards (cards backed by a security deposit) aren't available.

I recommend: Consider Chase’s general purpose credit cards if you want a basic credit card with good rates. You can apply for Chase credit cards online if you find a personal credit card you want.

Take advantage of Chase rebate credit cards and reward cards

Looking for free goodies? Chase card offers include a number of Chase rebate credit cards and reward cards, including travel cards, retail cards, entertainment cards and more.

I recommend: Check out the many Chase card offers for Chase rebate credit cards and reward cards. Earn points for United Airlines miles, Disney products and vacations, Starbucks coffee and more. Or, if you want a card that gives you reward points from any retailer that accepts Chase credit cards, apply for Chase rebate credit cards. You can also find Chase no interest credit cards that offer 0% interest for an introductory period.

Get down to business with Chase corporate credit cards

A Chase business credit card can be used for all kinds of business expenses, such as equipment, office supplies and entertaining clients. Chase corporate credit cards can also help you manage your cash flow more effectively.

I recommend: The benefits of Chase corporate credit cards include rewards and rebates. The selection includes the Marriott Rewards Visa Business Card, which rewards you for opening an account with a free night’s stay at a Marriott Hotel, and Chase Business Cash Rewards which lets you earn rewards on all business purchases from all merchants.

Shop for Chase credit card offers using comparison sites

Several comparison sites let you search for the best Chase credit cards by the type of card - rewards, low interest, instant approval, cash back, business.

I recommend: Before filling out a Chase credit card application, review your options at comparison sites such as CreditCards.com, CardFusion or CreditCardGuide.com.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  With a fixed rate, providers of Chase credit cards must give you 15 day's notice if your interest rate changes. A variable rate can change without warning.
• •  Before completing a Chase credit card application, remember that affinity cards usually don't come with reward offers.
• •  If you have multiple Chase credit cards, pay down the balance of cards that carry the highest interest rates first.
• •  A Chase credit card online application is encrypted using Secure Socket Layer (SSL) technology to safeguard the personal and financial information you enter.

An easy way to build credit for your business is by using credit cards. A credit card is a means of purchasing items on credit and then making monthly payments toward overall purchases and the interest that incurs over time. While they aren’t for every business owner, those who are responsible can use a credit card to keep track of business expenses in a more efficient way.

Chase card offers a variety of credit cards to meet your business needs and is worthy of consideration. As you search for the right credit card company for your business, consider the following Chase credit cards basics:

1. Chase rebate credit cards rewards programs can help make having the card worthwhile.

2. A Chase secured credit card may be best for businesses with little credit history.

3. Your business can support a charity with a Chase credit card.

Action Steps
The best contacts and resources to help you get it done

Apply for Chase credit cards online that offer rebates for your business

Rebate credit cards by Chase offer several different rewards programs. The Chase PerfectCard offers a 6% rebate on all gas purchases at qualifying gas stations. The Chase Quicken Rewards Visa offers five points for every $1 spent at Intuit.com and two points for every dollar spent on eligible gas, grocery and office supply purchases.

I recommend: Sound Money Tips recommends that getting the most out of your rewards starts with how you look at the rewards program. Read more about the rewards and benefits of the Chase PerfectCard on JPMorgan Chase.

Build your business credit with Chase secured credit cards

Businesses that are just starting our may not have enough of a credit history to obtain the credit card limits they need. Secured cards require a security deposit, and the credit limit associated with the card will typically correspond with that deposit. There is also the added bonus of avoiding unwanted debt because the security deposit always serves as a backup for payment.

I recommend: Credit Counselors provides tips for managing your credit cards responsibly. Visit Chase CardPick for more information on Chase secured credit cards.

Support a charity or organization with your Chase credit card application

Consider applying for a Chase card that shows your business's involvement in the community by supporting a charity or organization. Chase donates a percentage of the money you charge, approximately 1%, to the charity of choice, such as the Academy of General Dentistry or the ASPCA.

I recommend: Visit JPMorgan Chase for a list of available Chase organization cards and details on each program. Visit Bankrate for an article on the appeal and success of charity-supporting credit cards.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Chase credit card offers travel rewards as well. From the Chase TravelPlus Platinum card to the La Quinta Visa Rewards card or the Disney Rewards Visa, all of these options offer specific rewards for your travel destinations and spending. If you business requires a lot of travel, these options may be best for you.

If you've been happy in your business dealings with Chase, then you're likely to think of them first when choosing a credit card. Chase offers a wide range of credit cards to suit your needs. Of course, it's important to know the key terms that are associated with Chase credit cards so that you choose the one that's right for you. For example, you may want to decide whether you want a rewards card or an affinity card, or just a card with a low APR for balance transfer.

Action Steps
The best contacts and resources to help you get it done

Balance transfer

A balance transfer can help you save money on the interest charges from your credit card. Many companies, including Chase, offer low interest on balance transfers. If you do this, you will transfer the balance from a high-interest credit card to one with a lower interest.

I recommend: The Motley Fool discusses balance transfers and warns about mistakes people can make when doing this. See the Chase balance transfer credit cards that have a 0 percent APR, which are ideal for balance transfers.

Chase Freedom Rewards

A rewards card, or an incentive card, earns you some type of reward whenever you use the card. Popular types of rewards cards are cash-back cards, which enable you earn a certain percentage of money back every time you make a purchase, and mileage cards, whisch allow you to earn airline mileage for using the credit card. The Chase Freedom Rewards program allows you to earn either points or cash on the top three categories that you spend in.

I recommend: GetACard.com describes how credit card rewards work. Learn more about the Chase Freedom Rewards program through Chase.

Business credit cards

Many small business owners would do well to get a separate credit card to use for business purchases. Business credit cards can also come with rewards and are a good way to keep your personal and business finances separate.

I recommend: FinancialWeb talks about some of the benefits of having a business credit card. Chase outlines the benefits of its business credit cards.

Comparison site

A comparison site allows you to look at different credit card offers side-by-side, which makes it easier to compare the benefits and disadvantages of certain cards. You can either compare different types of Chase credit cards, or you can compare Chase credit cards with those offered by other companies.

I recommend: At Chase, you can browse the different types of cards to see what is offered.

Multiple APRs

The APR is the percentage of interest that you pay on purchases made on a credit card. Some credit cards have multiple APRs, which means you pay a different rate for different types of uses, such as balance transfers, purchases and cash advances.

I recommend: Learn more about multiple APRs from the Federal Reserve Board.

First Watch Intelligence

First Watch Intelligence is Chase's fraud protection system, which automatically monitors Chase card holders for fraud. This reduces your liability if someone steals your credit card information.

I recommend: Payments News describes Chase's First Watch Intelligence.