A business reward credit card used to only be issued to members with the highest credit limits or those who owned their cards for long periods of time. Rewards come in the form of gift certificates or a small, tangible item.

Now credit card companies offer a variety of business reward cards that match people’s lifestyles and offer cashback bonuses. Reward cards issues credits based on purchases you charge on your card that you can redeem in a variety of ways. And there is no annual fee for any Discover rewards card.

Before deciding on a Discover card for your business, consider the following:

1. In addition to cashback bonuses that credit your Discover card account or are electronically deposited to your bank account, there are also Discover travel rewards credit cards and rewards that refund 5% of every dollar purchased on gas for your company car.

2. You can also redeem Business Discover rewards points for bonuses through Discover reward card’s exclusive online shopping site.

3. Discover cards offers two personalized business credit cards depending on what fits your lifestyle best.

Action Steps
The best contacts and resources to help you get it done

Apply for Discover rewards credit cards

Go to the Discover rewards card website, or you can find other Discover rewards credit cards on websites that offer personalized Discover rewards cards.

I recommend: The Discover Rewards Card website lists their card options and explains how the you earn Discover rewards points. Money Central is another online source for comparing credit card features and applying online.

Choose travel rewards cards for another option

Select one of the best rated travel rewards cards, and choose a card issuer with a great customer service rating.

I recommend: Compare Discover Travel Rewards credit cards with other card issuers at an independent reviewer. Card ratings.com is a grassroots consumer advocacy organization. You can also order a Discover rewards credit card for travelers at Credit Cards.com, which offers a side-by-side comparison to see which card is best for you.

Compare the interest rate and fees

When you apply for a Discover rewards card online, you will notice that there is no annual fee. Learn how Discover rewards credit cards compare to the competition. Check several websites depending on the type of Discover rewards card you want.

I recommend: Credit Card Guide.com compares Discover rewards credit cards interest rates and fees to other rewards cards issuers. Credit Cards Resource is another comparison tool for interest rates and fees.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  When applying for a new Discover rewards card, check the introductory annual percentage rate (APR) and transfer policies.
• •  Some 'gold' or 'platinum' card promoters charge $50 or more for their cards. With Discover gold rewards credit cards, there is no annual fee and the introductory APR is extended from six months to twelve months.