Working Capital: $1 Million to $5 Million, No Balloon Payment 

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Working Capital
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OxygenFunding.com/OrangeCounty
500K Retail Business Loan
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Web Listings
Financial Guide: RAISING CAPITAL: How To Get Money For A Small ...
There are no balloon payments, prepayment penalties, application fees or points ..... They may also be used to finance receivables and for working capital. ... The maximum SBA debenture generally is $750000 (up to $1 million in some cases). .... Eligibility: Start-ups and businesses with $5 million or less annual ...
http://fso.cpasitesolutions.com/Premium/bs/fg/fg-Raisecap.html
CIT Small Business Lending - Collateralized and government-secured ...
... $2 million. Up to 90% financing. No minimum collateral requirements on loans up to $1 million. Working capital and new equipment financing are available as part of the loan ... No balloon payments. Fixed and variable rates. Owner- occupied properties only ... Loans from $350000 to $5 million. Up to 85% financing ...
http://www.cit.com/products-and-services/corporate-finance/small-business-lending/wh...
Ocean Bank
$125000 to $5 million ... Low down payment. No balloon payment. 7, 10 or 20 year terms ... Get financing for working capital, equipment purchases and debt refinancing. ... Up to $1 million (SBA 7A program). Up to $150000 (Low Doc Loan) ...
http://www.banksite.com/online/oceanbank/sba-loans.html
The 7(A) Loan Guaranty Program
In most cases, the maximum guaranty is $750000 (75 percent of $1 million). ... There are no balloon payments, prepayment penalties, application fees or points ... usually five to 10 years for working capital, and; up to 25 years for fixed ... million in annual receipts; Retailing -- from $5 million to $21 million ...
http://www.cftech.com/BrainBank/GOVERNMENT/7ALoanGuarPrgm.html
Government Guaranteed Loans
Oct 23, 2009 ... ABC Trucking “True Life Example”    $3 million USDA guaranteed term loan 15 ... monthly payments from $90+ thousand to approximately $25 thousand. ... Fully Amortizing  No Balloons and no calls  WSJ Prime + 2%  1% ... Borrower's cash and working capital position are both relatively weak. ...
http://www.docstoc.com/docs/13637617/Government-Guaranteed-Loans
County of San Bernardino
$200000 to $1 Million. ♦County Float Loan Program. $1 Million to $5 Million ... Loans will be fully amortized with no balloon payment or prepayment penalty. .... working capital. County funds must be fully secured by real property, ...
http://www.sbcounty.gov/OpportunityCA/pdf/NewFinBroc.pdf


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Working Capital Key Terms

Terms are key when understanding business working capital.
Working capital, the cash a business needs to operate from day-to-day, is a term used by lenders to calculate a business’ ability to survive financial challenges. The success or failure of working capital finance lies in working capital management, which determines how the relationship between short-term assets and short-term liabilities fosters benefits for a company.Understanding the definition of working capital involves ... Read more

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