Citibank

Citicorp is a bank holding company which offers a wide range of financial services to individuals, businesses, governments and financial institutions. The company offers its services in over 3,000 locations in 98 countries and territories throughout the world. Citicorp's activities are conducted primarily within the two franchises of global consumer and global corporate banking. The consumer business operates full-service consumer franchise including branch and electronic banking, credit and charge cards and private banking. The corporate banking business provides a wide range of banking services to regional and multinational corporate customers, financial institutions, government agencies, investors and other participants. Interest and fees on loans accounted for 55% of 1997 revenues; other interest income, 15% and non-interest income, 30%.