If you're an expatriate adjusting to life in Finland or a businessperson setting up shop overseas, you probably have need for banking in Finland. But you're a little concerned about the language barrier, as well as concerned about a culture clash.

You may be pleasantly surprised at how easy it is to do your banking in Finland. Finland banks make customer service a top priority and want you to be confident that your funds are safe with them. When exploring Finland banking, think about the following points:

1. Ask what kind of accounts you can set up at a bank in Finland. Some banks are strictly for business and investment.

2. Look for bank names you know with branches in Finland.

3. Find out which banks you can communicate with in English. You may be surprised at the ease of Finland banking.

Action Steps
The best contacts and resources to help you get it done

A bank of Finland can give you the funds you're looking for

Need an investor for your project? You can find Finland banks that are willing to support your efforts to expand in their country.

I recommend: Carnegie, a leading Nordic investment bank, can finance your project and even tip you off to other opportunities to grow your business.

Name recognition helps when looking for Finland banks

Do you hope to find a name you can recognize when looking for banks in Finland? You can find a Finnish bank with a global presence to handle any kind of service you need, from corporate banking to investments to personal accounts.

I recommend: ABN AMRO provides services in more than 60 countries, and offers services to business and personal customers. ABN AMRO provides dedicated service to many different types of business, including telecom, energy and healthcare.

Bigger isn't necessarily better when it comes to banks in Finland

Don't discount a smaller bank of Finland. They may be able to provide you with more personal customer service than some of the larger banks in Finland. Many Finnish banks have materials available for English-speaking customers. You can enjoy a growing relationship with the Finland bank that you choose.

I recommend: Alands Bank, which originated in the Alands Islands, has married technology with convenience, allowing you to check your last year's expenditures right from your mobile phone. While the language may be a barrier for English speakers, the bank representatives are very willing to walk you through the process of Internet banking.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Find one banker that you feel you can communicate with at a Finnish bank. That will make the transition easier.