Dharmala Sakti Sejahtera Tbk - DSST- Profile

PT. Dharmala Sakti Sejahtera Tbk. provides diversified financial services in banking, finance, insurance, capital markets and consultancy. The banking sector focuses on medium-size retail businesses by concentrating on deposit and lending activities on that area. The insurance sector has a strong underwriting portfolio of accident, health, motor and marine risks. Finance sector is involved in leasing, treasury and foreign exchange activities. Interest income accounted for 65% of 1998 revenues; underwriting income, 14%; finance leases income, 14%; commissions, 2%; fees income, 1%; and other, 4%.