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Guide to Banks in Puerto Rico
How to expand your small business banking needs into commercial banks in Puerto RicoElectronic banking is growing in popularity in Puerto Rico. There are also all basic banking services in Puerto Rico. Residents use Automated Teller Machines to bank. They're known as ATH's, a name that comes from the initials of the first electronic banking system developed in Puerto Rico.
In this guide, you'll read how to:
1. Learn how banking is handled in Puerto Rico.
2. Find banks in Puerto Rico that fit your business needs.
3. Get the best deal on services and interest rates from banks in Puerto Rico.
Action Steps
The best contacts and resources to help you get it done
Do some research into how banking in Puerto Rico works
Doing business banking in Puerto Rico is not necessarily the same as doing business in the United States. To protect yourself and your business, read up on how the system works before opening accounts.
I recommend:
DoingBusiness.org explains how to get credit in Puerto Rico. Also read about how to protect investors in Puerto Rico. The Community Banker gives you a list of Puerto Rico banks. This includes commercial banks in Puerto Rico like Firstbank of Puerto Rico.
Find banking institutions in Puerto Rico
There are several banking institutions in Puerto Rico, but not nearly as many as there are in the United States.
I recommend:
Use this directory by AAA Dir to find banking institutions in Puerto Rico. It explains commercial and personal banking options. Western Bank Puerto Rico offers commercial and personal banking.
Know that Banco Popular is the largest bank in Puerto Rico
Banco Popular has been operating in Puerto Rico since 1893. It's been in the United States for more than 50 years. It's the parent company of other commercial banks in Puerto Rico, too.
I recommend:
Check out Banco Popular de Puerto Rico's website. They can help you with all your commercial banking needs, including loans and lines of credit and small commercial investments. Or, you may only need to open a checking account for your company.
Shop around among Puerto Rico banks for the best services
Competition runs rampant between banks in Puerto Rico. You should shop around for the best services, lowest interest rates and service charges.
I recommend:
First Bank Puerto Rico offers commercial and personal banking services. Check out the website for more information. If you speak Spanish, take a look at AAA Concordia Mortgage Corporation and Doral Bank. Both banking institutions in Puerto Rico offer a variety of services.
