Golden Isles Financial - GIFH- Profile

Golden Isles Financial Holdings, Inc. is a bank holding company providing general, commercial and retail banking services through its subsidiaries, The First Bank of Brunswick and First Credit Service Corporation. The services include savings, demand and time deposits from individuals and businesses, superNOW accounts, money market accounts, installment loans, long term mortgage loans, consumer finance and retail mortgage lending services. The bank also supervises and coordinates the activities of its subsidiary and provides with capital. Interest and fees on loans accounted for 78% of 1999 revenues; other interest income, 15% and non-interest income, 7%.