Select the Iowa bank that best matches up with your professional needs. Investigate the type of business accounts the banks you're considering offer; then evaluate how well those of services and accounts fit in with your five-year or ten-year business plan. Whether you're considering Iowa Trust Bank, Iowa City Bank, First Iowa Bank, or US Bank Iowa, knowing the services you utilize now—as well as those you're likely to need in the future—will help you make the best choice among banks in Iowa.

Check into the locations of several of the banks to find out if they're convenient to where you do business. Iowa State Bank has five locations in the capital city of Des Moines, while Community Bank Iowa services the northwest corner of the state; Hills bank Iowa services the eastern section of the state, while Wells Fargo covers the entire state.

1. Choose IA banks with convenient locations.

2. Review the variety of services offered by Iowa banks.

3. Evaluate the customer service offered by your bank of Iowa.

Action Steps
The best contacts and resources to help you get it done

Pick from IA banks near your business

Determine how important it is to you to have branches of your preferred Iowa bank nearby as well as in other areas to which you may frequent. If you travel often in the course of business, you may benefit from selecting a local branch of a national bank in order to have ready access to branches when you're on the road.

I recommend: With well over 50 locations in Iowa and more than 200 more scattered across the nation, Wells Fargo Bank is a good option if you often travel for business. West Bank Iowa has several banks located in the Des Moines and Iowa City area, making them a convenient option for your business needs.

Find Iowa banks that meet your professional financial needs

Look beyond the expected checking and savings accounts and discuss services tailored to help your business succeed. Ask about commercial loans, electronic tax payments or cash management solutions as well as other business-specific services the bank has to offer.

I recommend: MidWest One Bank provides you several business solutions including automated clearing house services, saving you money in lost checks and administrative fees. US Bank Iowa will help you with a variety of commercial services including merchant management and payroll services.

Evaluate the importance of personalized service in your Iowa bank

Consider the importance of personalized banking services in your business. If customer service and knowing your professional banker is important to you, a smaller bank may be better able to meet those needs than a local chapter of a larger and more impersonal national bank. If being greeted by name and offered a cup of coffee is important to you, find local banks who practice down-home good manners to all of their clients while still providing sound financial options.

I recommend: Iowa State Bank is dedicated to getting to know you and your business needs so they can tailor their financial services to help you grow your business more successfully. Hills Bank and Trust Community prides itself on being more than just a financial institute; they want to help the community and your business thrive.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Online banking saves time and money, so go online and check out your target banks' websites for online account options and features before making your final decision.