Select local banks in Kansas that best match up with your professional needs. Investigate the type of business accounts the banks you're considering offer, then evaluate how well those of services and accounts fit in with your five-year or ten-year business plan. Knowing the services you utilize now—as well as those you're likely to need in the future—will help you make the best choice among banks in Kansas.

Check into the locations of several Kansas banks to find out if they're convenient to where you do business. Consider the business trips you routinely take and decide if you want Kansas banking institutions with branches in those locations.

1. Evaluate the options provided by various commercial banks in Kansas.

2. Consider banking institutions in Kansas that provide superior customer service.

3. Select Kansas banks that are conveniently located to your business.

Action Steps
The best contacts and resources to help you get it done

Find a Kansas banking institution that offers more than the basics

Look beyond the expected checking and savings accounts and discuss services tailored to help your business succeed. Ask about commercial loans, electronic tax payments or cash management solutions as well as other business-specific services the bank has to offer.

I recommend: Andover State Bank has two branches in the Wichita area that provide superior business banking options, including cash management and merchant bank card services. Denison State Bank is ready to help you with commercial loans and a variety of checking and savings accounts so you can tailor your banking options to meet your business needs.

Root out a banking institution in Kansas that provides quality customer service

Consider the importance of personalized banking services in your business. If customer service and knowing your professional banker is important to you, a smaller bank may be better able to meet those needs than a local chapter of a larger and more impersonal national bank. If being greeted by name and offered a cup of coffee is important to you, find local banks who practice down-home good manners to all of their clients while still providing sound financial options.

I recommend: Douglas County Bank prides itself on providing clients with top quality professional services and the friendliness that comes with a small bank. Ellis State Bank considers itself a customer-oriented financial institution with top-notch service.

Opt for a Kansas bank with nearby locations

Determine how important it is to you to have branches of your preferred Iowa bank nearby as well as in other areas you frequent. If you travel often in the course of business, you may benefit from selecting a local branch of a national bank in order to have ready access to branches when you're on the road.

I recommend: Kansas State Bank has six branch office and 12 ATM locations in the Manhattan and Junction City areas, making them convenient to a variety of locations. Sunflower Bank boasts 16 locations scattered across Kansas, so you're sure to find a location that's close to your home or office.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  When considering Kansas banks, discuss online banking practices with your banker. Find out if there are hidden fees associated with online banking and peruse the site to see if it's user-friendly.