Citizens Holding Company - CIZN- Profile

Citizens Holding Company. The Group's principal activity is to provide commercial and personal banking services through its subsidiary, The Citizens Bank of Philadelphia. The Group accepts demand deposits, savings and time deposit accounts; makes secured and unsecured loans; issues letters of credit and originates mortgage loans. The lending services include commercial, real estate, installment and credit card loans. Real estate loans consist of single and multi-family housing, farm, residential and commercial construction and commercial real estate loans. In addition, the Group provides personal and corporate trust services and provides certain services that are closely related to commercial banking such as credit life insurance and title insurance for its loan customers. As of 31-Dec -2006, the Bank has nineteen banking locations in eight counties in East Central Mississippi. A bank holding company that provides commercial and personal banking services in Mississippi