VRB Bancorp - VRBA- Profile

VRB Bancorp is a community bank in Southern Oregon, operating fourteen full service branches. The bank provides general banking services through its wholly owned subsidiary, Valley of the Rogue Bank. The services offered by the bank include the usual deposit functions of a commercial bank, commercial, real estate, installment and mortgage loans, checking and savings accounts, automated teller machines, collection services and safe deposit services. Interest and fees on loans accounted for 70% of 1999 revenues; other interest income, 22% and non-interest income 8%.