Carolina Southern Bank - CSBK- Profile

Carolina Southern Bank is a state chartered commercial bank which provides banking services through 4 branch offices located in Spartanburg. The services provided by the bank include attracting deposits and providing loans to individuals and small to medium size businesses, FDIC insured deposit accounts, including various checking accounts, savings accounts, certificates of deposit and money market accounts and individual retirement accounts. The bank also provides ATM network facility, safety deposit boxes, travellers checks, direct deposit and VISA and Master Card services. Interest and fees on loans accounted for 78% of 1999 revenues; other interest income, 17% and non-interest income, 5%.