Independent Community Bank - ICBX- Profile

Independent Community Bankshares, Inc.. The Bank is a holding company operating through its subsidiaries Middleburg Bank and The Tredegar Trust Company. The Bank provides banking, fiduciary and investment management services to both individuals and small business houses. The Bank has four full service and one limited service branches. The banking services include various types of checking and saving deposit accounts, business, real estate, development, mortgage, home equity, automobile and other installment, demand and term loans. The Bank also offers internet banking, travellers checks, money orders, safe deposit rentals, collections, notary public, wire services and other traditional bank services to its customers. Interest and fees on loans accounted for 62% of 2000 revenues; other interest income, 23% and non-interest income, 15%.