West Virginia banking is a necessity for all business owners. Luckily, West Virginia banks are easy to find.

Banks in West Virginia take care of a large range of business needs. Of course, all banks offer you a place to keep your money and pay bills from, but many business banks in West Virginia also offer business loans, credit card processing, and even payroll services. These are just a few of the services you may need from a commercial bank in West Virginia.

When choosing a West Virginia bank:

1. Consider that smaller banks often offer a more personalized touch than nationwide chains.

2. Determine whether you need a bank that has offices all over America or whether you can do business with banks in West Virginia

3. Research the services provided by West Virginia banks carefully. You do not want to choose a bank only to find out later that it does not offer everything that you need.

Action Steps
The best contacts and resources to help you get it done

Select a local WV bank for a small town feel

In most cases, a local bank will offer the small town feeling that West Virginians have come to enjoy. At the same time, they offer many of the same commercial banking services that business owners expect from larger banks.

I recommend: City National Bank of West Virginia offers a wide variety of services to business owners. New People's Bank is also a smaller bank located in West Virginia that offers commercial banking services.

Choose a WV bank with nationwide branches for traveling convenience

When you travel frequently, you need a bank that travels with you. In cases like this, it is important to choose a West Virginia bank that has several locations nationwide.

I recommend: Bank of America is a great choice for business banking. Citibank also provides West Virginia banking services.

Do your WV banking online to save time and money

There is no need to do your banking in person these days. Many West Virginia banks offer online services that are convenient and easy to use.

I recommend: First National Bank offers online banking services to its customers. Pendleton Community Bank also offers online services. These services allow you to pay bills online, check account balances, and much more. Most banks do offer this service, but if it is high on your list of priorities, make sure that your bank offers it before signing up.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Don't be surprised by fees when you do your banking. Each account offered by banks in West Virginia has a variety of fees that you must pay. A smart consumer knows what they will use their business bank account for and selects the account level that is appropriate for their activity
• •  When you do business banking in West Virginia, choose a bank that is conveniently located to you. Even if you plan to do most of your business online, you still want to be able to drop in from time to time to get to know your representatives.