Employees or members of associated business partners are eligible for membership in the credit union.
www.baygulf.com
Membership is available to anyone who is part of, or associated with, any educational institution in Broward County; is retired and living in Broward County; or is related to someone who qualifies for membership.
www.bscu.org
Membership is available to people who live, work or attend school in Alachua, Marion or Columbia county.
www.campuscu.com
Membership is open to anyone who is an employee of a member company or is a relative of a current member.
www.coast2coastcu.org
Credit union serves Northwest Florida's teachers, school employees, students and their families.
www.cometothelight.com
Membership is limited to those who are regular,permanent or retired employees of the Florida Department of Highway Safety and Motor Vehicles.
www.dhsmvcu.com
Credit union serves all of the employees of Escambia County, their families and the employees of agencies of Escambia County.
www.ececu.org
Membership is available to anyone who lives, works or goes to school in Duval County, Clay County, St. Johns County, Baker County, Nassau County.
www.edco.org
Membership is available to anyone who is currently employed by a member company or belong to a member organization, a relative of someone who is already a member, or is a member of the Premiere Club.
www.faacu.org
Membership is available to every member or employee of a Southern Baptist church, affiliated institution or agency in the State of Florida and members of their immediate family.
www.fbcu.org
Not-for-profit organization serving credit unions and their members in Florida.
www.fcul.org
Credit union offers a range of financial services to members and their families.
www.fecu.org
Membership is open to employees of the Dioceses of Central Florida, Southeast Florida, Southwest Florida and Florida; the employees of the parishes and missions of these dioceses and family members of these employees.
www.fedfcu.org
Membership is available to all residents of Alachua, Bradford, Columbia, Gilchrist, Marion, South Clay and Union counties in Florida.
www.flcu.org
Membership is open to people who live or work anywhere in Tallahassee.
www.floridacommerce.org
Membership is open to anyone who lives or works in the Florida counties of Duval, Clay, Nassau, Baker or St. John's.
www.floridatelco.com
Membership is available to the alumni, faculty, staff, students, boosters, business on FSU contract of Florida State University and their families.
www.fsucu.org
Membership is limited to those who are employees and retirees of the Florida Department of Transportation who work for, are assigned to, are employees of other State agencies, or are contract personnel whose firm has a current contract with Dist...
www.ftcupathways.org
Membership is available to employees of Hillsborough or Pasco Counties.
www.fwccu.com
Membership is open to employees/members of specified organizations and their families.
www.gecu.org
Credit union specializes in serving federal, state, county, city and affiliated employees.
www.gecuf.org
membership is open to people who live or work in Pinellas, Pasco or Hernando County and are employed by one a employer group is a relative of a member.
www.gscu.net
Membership is open to people who are employed in healthcare as well as any members of their families by blood, marriage or adoption. Anyone living or working in Northeast Florida is also eligible.
www.hscu.com
Membership available to anyone who works or lives anywhere in the Florida Keys.
www.keysfederal.com
Membership is open to employees of specific employer groups.
www.mecu.org
Credit union serves the financial needs of Northwest Florida's teachers, school employees, students and their families.
www.membersfirstfl.org
Membership is open to all Mercy Hospital employee's and their immediate family members.
www.mercycu.org
Membership is open to Federal employees, family members of Federal employees, former Federal employees, retired military and contracting agencies with the Federal Government.
www.miamifedcu.org
Membership is offered to all employees, staff and doctors involved with the North Broward Hospital District and their families. This includes all medical centers, clinics and doctors who are owned or treat patients in any district facility.
www.nbhdfcu.org
Membership is open to people who work for a business or association in the field of membership, has an immediate family member who is already an OMNI member or has at least one parent over the age of 40 residing in Duval County.
www.omnicu.com
Financial institution that offers a range of banking services to any person living, working or owning property in Miami-Dade or Broward Counties.
www.peopcu.org
Membership is limited to Postal, federal and/or professional employees; trade group and associations (active or retired), who reside within Florida and their immediate families.
www.ppcu.com
Membership is open to all persons living or working in Brevard, Flagler, Indian River or Volusia counties.
www.sccu.com
Membership is available to those who live or work in Sarasota, Manatee or Charlotte County.
www.sccu.org
Membership includes active and retired employees of the CSX Corporation, Norfork Southern, Amtrak, Unisource Worldwide, Ikon Business Solutions, America OnLine, Smurfitt-Stone Container, Media General Broadcast Group and many other companies.
www.seaboard.org
Membership is available to individuals and their families if they're employed by or retired from city, county, state or federal government in Florida; commercial or industrial firms that don't have a credit union or members of an association.
www.sscu.org
Members of approved employee groups are eligible for membership.
www.tcupbc.org
Membership includes all University of Miami, Florida International University and St. Thomas University permanent employees, undergraduate and graduate students, alumni and the immediate family of these groups.
www.ucumiami.org
Choosing to bank at state chartered credit unions in Florida can be as easy as finding one in the county where you live or work. Membership usually just requires a modest deposit into a share account or may only require you to fill out a membership application.
Consider the following when looking for state-chartered credit unions in Florida:
1. Find local Florida state credit unions that cater to your county.
2. Learn how Florida state chartered credit unions can save you money.
3. Locate chartered credit unions in Florida specifically geared to your occupation.
Action Steps
The best contacts and resources to help you get it done
Search for FL state credit unions in your community
One of the best forms of advertising is word of mouth. Listen to established credit union members in your county when you're looking to join a FL state chartered credit union. Learn what a community-based credit union can do for you.
I recommend: If you currently work or live in Pinellas, Hernando or Pasco counties, then Achieva Credit Union can help you with checking and savings accounts, as well as consumer, home equity and first mortgage loans, investment opportunities with CDs and Money Market accounts and IRAs. They have several branches to choose from including one that might be right in your community. CAMPUS USA Credit Union offers membership to anyone living, working or attending school in Clay, Columbia, Alachua, Lake, Sumter and Marion counties. Not only do they have branches in your community, but they also allow members to apply for loans, mortgages, credit cards, lines of credit and business loans online for added convenience.
Join Florida chartered credit unions to save money
If you or any family members meet the eligibility requirements, join a state chartered Florida credit union to save money and meet your specific financial needs. Since many only require that you reside or work in a specific county, then most anyone can find a credit union that they qualify to join.
I recommend: If you reside, work or worship in Fern Park, Maitland or Casselberry, then you can join Gulf States Credit Union by simply completing a Share Account agreement and depositing as little as $5 in your account. This makes you eligible for all its financial services offered at competitive rates. Sarasota Coastal Credit Union is open to residents or those who work in Manatee, Charlotte or Sarasota counties, and immediate family members of those living in these counties. They offer personal and business financial opportunities to save members money where it matters most.
Select a Florida state credit union specifically for teachers or state workers
Some FL state chartered credit unions specifically gear membership to teachers and other employees in the school systems, but you can also qualify as a relative of someone within these schools. You may also find Florida state chartered financial institutions for state and federal employees. See if you meet the requirements to take advantage of the many financial benefits of credit union membership
I recommend: Florida State University Credit Union offers membership to students, faculty and staff of the university and graduates who reside or work in Franklin, Gadsden, Bay, Liberty, Leon, Jefferson and Wakulla counties. They offer free Internet banking and competitive pricing on many financial services. Though state-chartered, the Florida Department of Transportation Credit Union limits its membership to employees of the Florida Department of Transportation in the Tallahassee and DOT District 2 areas including city, state and county employees. This full service credit union offers checking, savings and a variety of loans all available electronically.
Tips & Tactics
Helpful advice for making the most of this Guide
- • State sponsored credit unions in Florida use state funds rather than federal funds, although they are federally insured.


