A FL state employee credit union can be a wise choice for your banking needs. A state employees' credit union in FL provides some of the lowest loan rates around. When you want to expand your business, increase your working capital or purchase assets, a state employees' credit union in FL has competitive interest rates and flexible terms.

Choosing to bank at a FL state employees’ credit union is tricky. In order to join one of these credit unions, you need to be a FL state employee or a family member of a FL state employee. Check to see if you qualify for a state credit union or try a Florida state employee federal credit union.

Consider the following when looking for state employees' credit unions in Florida:

1. Learn specifics about a state of Florida employees' credit union from current members.

2. Find state employees’ credit unions in Florida that have online sources.

3. Look for state employees’ credit unions in FL with local branches.

Action Steps
The best contacts and resources to help you get it done

Locate a specific FL state employees' credit union by name

One of the best forms of advertising is word of mouth. Listen to others when you're looking to join a government employees' credit union of Florida. You can then research each credit union to see if you qualify and decide if any of them meet your business needs.

I recommend: Use the Community Banker to locate a state employees credit union in FL by name. Click on any of the state employees’ credit unions in Florida to find out more information about them. With Credit Union Directory, you can compare the rates of each credit union for Florida state employees side by side. Use it to find the best rates in your area.

Find a Florida state employees' credit union to join

If you or a family member meet the eligibility requirements, join a FL state employees' credit union.

I recommend: The Florida State Employees Federal Credit Union, with locations in Pensacola and Milton, also welcomes members of the University of West Florida community. Employees of any agencies funded by taxpayer dollars are welcome to join the State Employees Credit Union, which offers online banking as well as locations in Tallahassee, Raiford and Jacksonville.

Connect with a Florida state employees' credit union that offers corporate memberships

Some institutions that began as state employees' credit unions in FL have widened their membership base to include other state residents, or welcome membership from companies that do business with state agencies.

I recommend: First Florida Credit Union holds the assets of many smaller Florida state employees' credit unions with which it has merged. Membership is open to residents of the state and their family members, and there are locations in Jacksonville, Tallahassee, Orlando, Miami and Pemberton Park. The Florida State University Credit Union is open to companies that do business with the university, as well as students, faculty and alums. Current and former employees of the Florida Department of Transportation, as well as employees of FDOT contractors, are eligible to join the Florida Transportation Credit Union, with offices throughout the state's transportation districts.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Since you may be eligible for more than one state employees' credit union in FL, shop around. Compare the interest rates for savings, checking and loans as well as any minimums they require, so you get the best deal a Florida state employees' credit union offers.
• •  Many state employee credit unions in Florida offer shared branching, which means you can use another city or state's credit union as if it was your local state employee credit union in FL.