IA state employees' credit unions can be a wise choice for your banking needs. State of Iowa employees’ credit unions provide some of the lowest loan rates around with competitive interest rates and flexible terms, which make them perfect for auto and home loans or lines of credit. Iowa state employees can also take advantage of the credit unions’ checking and savings options, investment opportunities or low rate credit cards.

Choosing to bank at an Iowa state employees’ credit union is tricky. In order to join one of these credit unions, you need to be an IA state employee or a family member of an IA state employee. Check to see if you qualify for any of these state credit unions or try IA government employees’ credit unions that allow state employees to also join.

Consider the following when looking for Iowa state employees’ credit unions:

1. Learn specifics about a state of Iowa employees' credit union from current members.

2. Find a credit union for state employees in Iowa that has online sources.

3. Search for a local credit union for state employees in IA with various branches.

Action Steps
The best contacts and resources to help you get it done

Locate a credit union for state of IA employees by name

One of the best forms of advertising is word of mouth. Listen to others when you're looking to join Iowa government employees' credit unions. You can then research each credit union to see if you qualify and decide if any of them meet your needs.

I recommend: Use the Community Banker to locate a credit union for state of Iowa employees by name. Click on any of the Iowa state employees’ credit unions to find out more information about them. With Credit Union Directory, you can compare the rates of each credit union for state of IA employees, side-by-side. Use it to find the best rates in your area.

Find a state of Iowa employees credit union to join

If you or any family members meet the eligibility requirements, join an Iowa state employees' credit union. It can save you money while serving all your financial needs.

I recommend: Capitol View Credit Union is a credit union for state of Iowa employees. A $25 deposit entitles you to all the services and products Capitol View offers. You can apply and do most of your banking online. Public Employees Credit Union (PECU) is open to state employees in the department of corrections along with manyemployees within the educational system and city employees, as well. A deposit of $25 is all you need to open an account. It’s located in Waterloo, IA.

Select an IA state employees' credit union for teachers

Many IA state employees credit unions are open to teachers and other employees in the school system. See if you meet the requirements to take advantage of all the added benefits you receive by becoming a member of a credit union geared especially towards those in the field of education.

I recommend: If you’re a school employee and live in Madison, Boone, Story, Polk, Dallas, Jasper, Marion or Warren counties you’re eligible for membership in Polk County Schools Employees Credit Union. It’s located in Urbandale, IA. You can join Dubuque Teachers Credit Union if you’re an employee of an educational facility in Chickasaw, Fayette, Jackson, Clayton, Allamakee, Howard, Clinton, Jones, Winneshiek, Delaware or Dubuque County. It’s located in Dubuque and has many online services. Scott Schools Credit Union is open to many teachers and employees in quite a few school systems in Iowa and Illinois. It’s located in Davenport, IA and has online services 24 hours a day.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Once you qualify for membership in a state employees' credit union in Iowa, you remain a member even if your circumstances change.
• •  Many state employee credit unions in Iowa offer shared branching, which means you can use another city or state's credit union as if it was your local state employee credit union.