A MS public employees’ credit union can be a wise choice for your banking needs. A Mississippi state employee credit union provides some of the lowest loan rates around. When you want to expand your business, increase your working capital or purchase assets, a state of Mississippi employee credit union has competitive interest rates and flexible terms.

Choosing to bank at a Mississippi state employees' credit union is tricky. In order to join one of these credit unions you need to be a MS state employee or a family member of a MS state employee. Check to see if you qualify for a state credit union or try a federal employee credit union in Mississippi.

Consider the following when looking for a Mississippi public employees' credit union:

1. Learn specifics about a credit union for state employees in MS from current members.

2. Find Mississippi employees credit union with online sources.

3. Look for a local state of Mississippi credit union branch.

Action Steps
The best contacts and resources to help you get it done

Locate a specific MS state employees credit union by name

One of the best forms of advertising is word of mouth. Listen to others when you're looking to join a Mississippi public employees' credit union. You can then research each credit union to see if you qualify and decide if any of them meet your business needs.

I recommend: Use The Community Banker to locate a Mississippi state employees credit union by name. Click on any of the MS credit unions to find out more information about them. With Credit Union Directory, you can compare the rates of each state of Mississippi credit union side by side. Use it to find the best rates in your area.

Find the Mississippi state employees' credit union that is nearest to your business

Since residency is a common requirement to become a member, you need to find a MS state employees' credit union that is close to your business.

I recommend: Mississippi Employees Federal Credit Union offers membership to many different groups of people who live, work or attend school in various areas of the state. You can conveniently complete a membership card online and simply deposit $5 in your new account to join. Employees of the Mississippi Department of Transportation can join the MDOT Federal Credit Union.

Select a Mississippi state employees' credit union to join

Depending on where your business is located, it may factor into which Mississippi State Employees' Credit Union you want to join. Check the membership page to see if you qualify.

I recommend: Employees of the University of Mississippi, its associated medical centers and local Oxford schools emplyees are eligible to join the Mississippi Federal Credit Union. Postal service workers throughout MS can find a range of banking and loan services through the Mississippi Postal Emplyees Federal Credit Union.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Once you qualify for membership in a state employees' credit union in Mississippi, you remain a member even if your circumstances change.
• •  Many Mississippi state employees credit unions offer shared branching, which means you can use another city or state's credit union as if it was your local MS state workers credit union.