A NM state employee credit union can be a wise choice for your banking needs. A state of New Mexico employees' credit union provides some of the lowest loan rates around with competitive interest rates and flexible terms, which make them perfect for auto and home loans or lines of credit. New Mexico state employees can also take advantage of the credit unions’ checking and savings options, investment opportunities or low rate credit cards.

Choosing to bank at a NM state employees’ credit union is tricky. In order to join one of these credit unions, you need to be a NM state employee or a family member of a NM state employee. Check to see if you qualify for a New Mexico state employee credit union or try a government employees' credit union of New Mexico that allows state employees to join.

Consider the following when looking for state employees' credit unions in New Mexico:

1. Talk to current members of a state employee’s credit union in NM to learn the details of the credit union.

2. Find state employees’ credit unions in NM that have online sources.

3. Search for local state employee credit unions with various NM branches.

Action Steps
The best contacts and resources to help you get it done

Locate a specific NM state employees' credit union by name

One of the best forms of advertising is word of mouth. Listen to others when you're looking to join a credit union for New Mexico state employees. You can then research each credit union to see if you qualify and decide if any of them meet your needs.

I recommend: Use the Community Banker to locate a state employees credit union in NM by name. Click on any of the state employees’ credit unions in New Mexico to find out more information about them. With Credit Union Directory, you can compare the rates of all the credit unions for New Mexico state employee’s side-by-side. Use it to find the best rates in your area.

Find a New Mexico state employees' credit union to join

If you or any family members meet the eligibility requirements, join a state employees' credit union in NM. It can save you money while serving all your financial needs.

I recommend: All state, county and city employees in New Mexico are qualified to become members of the State Employees Credit Union. In addition, any employee of a company that does contract work for any branch of the government is also eligible. It has branches in Santa Fe, Albuquerque, Belen and Los Lunas, NM. All state employees who work in the Department of Health, Las Vegas Medical Center, the Environment Department, Department of Human Services, or Children, Youth and Families can join the Land of Enchantment Federal Credit Union. It’s located in Santa Fe.

Select a state employee credit union in NM for teachers

Many state employee credit unions in New Mexico are open to teachers and other employees in the school system. See if you meet the requirements to take advantage of all the added benefits you receive by becoming a member of a credit union geared especially towards those in the field of education.

I recommend: Northern New Mexico School Employees Federal Credit Union is open to employees of any school system in Santa Fe County, NM. It’s located in Santa Fe, NM and has many online services including bill pay. Los Alamos Schools Credit Union membership is open to any current or retired employee of the Los Alamos Schools System as well as their family members. It’s located in Los Alamos, NM. Employees of the New Mexico State University Carlsbad Branch, the Carlsbad Municipal Schools and the Loving Municipal Schools are all eligible to join the Financial Security Credit Union. In addition, bus transportation employees under contract to these schools are also eligible and employees of any educational institution within a 25-mile radius of Carlsbad. It’s located in Carlsbad, NM.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Many state employee credit unions in New Mexico offer shared branching, which means you can use another city or state's credit union as if it was your local state employee credit union.