An OH state employee credit union can be a wise choice for your banking needs. These credit unions provide some of the lowest loan rates around with competitive interest rates and flexible terms, which make them perfect for auto and home loans or lines of credit. Ohio state employees can also take advantage of the credit unions’ checking and savings options, investment opportunities or low rate credit cards.

Choosing to bank at a state employees’ credit union in OH is tricky. In order to join one of these credit unions, you need to be an OH state employee or a family member of an OH state employee. Check to see if you qualify for a state credit union or try an Ohio state employee federal credit union or government employees credit union of Ohio.

Consider the following when looking for a state of Ohio employees’ credit union:

1. Learn specifics about an OH state employee credit union from current members.

2. Check for state employees' credit unions in Ohio with online sources.

3. Locate local state employees’ credit unions with various OH branches.

Action Steps
The best contacts and resources to help you get it done

Locate a specific state employees' credit union in OH by name

One of the best forms of advertising is word of mouth. Listen to others when you're looking to join a government employees' credit union of Ohio. You can then research each credit union to see if you qualify and decide if any of them meet your needs.

I recommend: Use the Community Banker to locate a credit union for Ohio state employees by name. Click on any of the OH credit unions to find out more information about them. With Credit Union Directory, you can compare the rates of each state employee credit union in OH side-by-side. Use it to find the best rates in your area.

Find an OH state employees' credit union to join

If you or a family member meet the eligibility requirements, join an Ohio state employee credit union. It can save you money while serving all your financial needs.

I recommend: Membership in the Credit Union of Ohio extends to state workers and many other companies as well as their family members. Additionally, anyone who works, lives, attends school or worships in Franklin County, Ohio is welcome to join. STE Credit Union offers membership to most state employees as well as anyone who lives, worships or works in the Hilltop Community in Ohio. It’s located in Columbus, OH and not only has links to ATMs nationwide, but also offers online services and shared branching.

Select an Ohio state employees' credit union for teachers

Many state employee credit unions in Ohio are open to teachers and other employees in the school system. See if you meet the requirements.

I recommend: Anyone, not just teachers, who work in the education field can join MidState Educators Credit Union. This credit union also has a group of select businesses that qualify for joining, too. You can apply online or at its office in Columbus, OH. To join Ohio Educational Credit Union you need to work in education in Ohio as a teacher or tutor, be a student or alumni of an Ohio school or the family member of these people. Additionally, there's a list of more than 400 businesses that also qualify. There are six locations, with Cleveland as the home base.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Once you qualify for membership in a state employees' credit union in Ohio, you remain a member even if your circumstances change.
• •  Many state employees' credit unions in Ohio offer shared branching, which means you can use another city or state's credit union as if it was your local OH state employees' credit union.