Oregon credit unions for state employees can be a wise choice for your banking needs. State employees’ credit unions in Oregon provide some of the lowest loan rates around with competitive interest rates and flexible terms, which make them perfect for auto and home loans or lines of credit. Oregon state employees can also take advantage of the credit union’s checking and savings options, investment opportunities or low rate credit cards.

Choosing to bank at a credit union for state employees in Oregon is tricky. In order to join one of these credit unions, you need to be an Oregon state employee or a family member of an Oregon state employee. Check to see if you qualify for a state credit union or try an Oregon state employee federal credit union that also allows state employees to join.

Consider the following when looking for state employees' credit unions in Oregon:

1. Talk to current members of credit unions for state employees in Oregon to learn information about what these financial institutions provide.

2. Find credit unions for employees of the state in Oregon that have online sources.

3. Look for state employees' credit unions in Oregon with local branches.

Action Steps
The best contacts and resources to help you get it done

Locate a specific state employees' credit union in Oregon by name

One of the best forms of advertising is word of mouth. Listen to others when you're looking to join a credit union for employees of the state in Oregon. You can then research each credit union to see if you qualify and decide if any of them meet your needs.

I recommend: Use the Community Banker to locate a state employees credit union in Oregon by name. Click on any of the state employees’ credit unions in Oregon to find out more information about them. With Credit Union Directory, you can compare the rates of each credit union for Oregon state employees side-by-side. Use it to find the best rates in your area.

Find an Oregon credit union for state employees to join

If you or a family member meet the eligibility requirements, join an Oregon state employees' credit union. It can save you money while serving all your financial needs.

I recommend: First Tech Credit Union is open to a state employees in Oregon as well as people who live or work in Lane County. It has branches in the Portland, Seattle, Salem, Eugene/Springfield and East Lane County areas. It also has online banking. Although originally a credit union for Oregon state employees in Linn, Yamhill, Marion and Polk counties, Oregon Employees Federal Credit Union expanded its service area in 2004. It’s now open to anyone who lives, worships, attends school or works in Polk, Marion or Yamhill counties. It’s located in Salem, OR.

Select a state of Oregon employees' credit union that caters to teachers

Many credit unions for state employees in Oregon are open to teachers and other employees in the school system. See if you meet the requirements to take advantage of all the added benefits you receive by becoming a member of a credit union geared especially towards those in the field of education.

I recommend: Klamath Public Employees Federal Credit Union is open to city, county, state, federal, education and medical employees in Lake and Klamath counties. It’s located in Klamath Falls and $5 gives you access to all its banking services. You can become a member through its online application. If you live in Marion or Polk County and work in the education field or go to school in either of these counties, you're eligible to join MaPS Credit Union. This also includes family members and alumni. It has branches in Salem, Keizer, Monmouth and Woodburn.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Many Oregon credit unions for state employees offer shared branching, which means you can use another city or state's credit union as if it was your local state employee credit union.