Wachovia business banking has been around for a long time. Wachovia itself has a financial presence in more than 20 states, making it one of the largest bank holding companies. It is also one of the top three banks that offers full-service brokerage services for individuals, in addition to corporate services.

Wachovia corporate and institutional banking services range from equity to investment, as well as international banking for companies within the United States. Your method of working with Wachovia corporate and institutional banking services will depend on the type of banking required, as well as any extra features you need, including:

1. Personalized service from the company, including broker assistance and advice.

2. Whether Wachovia institutional banking services will need to work with international firms.

3. The number of different services you will need from Wachovia.

Action Steps
The best contacts and resources to help you get it done

Choose Wachovia corporate finance services for equity management

Equity is a major issue with businesses and corporations, especially if there is a lot of equity available. Services from Wachovia can help corporations and institutions place their equity where it will be safe, but also where it will provide a good return on the investment. Prices for equity management will vary depending on how much money you will invest with the company.

I recommend: Wachovia offers comprehensive equity management for corporations, including research, trading and sales issues. The National Center for Employee Ownership (NECO) provides detailed information on how to choose the right types of equity for employee stock options and other business needs.

Explore international banking with Wachovia corporate financial services

In good financial times or bad, there is always the option of putting corporate money into international banks and other overseas investments. International investments must be handled by an organization that has experience in international markets, such as Wachovia. Prices for international banking services cost more than domestic money management services, but can also bring in bigger returns.

I recommend: Wachovia's International Correspondent Banking provides payment transaction and trading services for companies that want to work on a global scale. BIS offers comprehensive information on the global banking world, including all the quarterly stats needed to determine which markets have the most growth potential.

Consider Wachovia institutional banking services

Wachovia can also assist corporations and institutions with investment banking. Larger corporations with more equity can see the most benefit from investment banking with company assets, but Wachovia offers different products for different sized companies. Investment banking options are usually the most affordable services you can buy from a corporate bank.

I recommend: Wachovia offers many options for corporate investment banking, including domestic and international options. Newser can help you learn more about investment banking and the provides the latest news on investment banking topics.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  When choosing Wachovia institutional financial products, remember that the prices of international options, as well as the returns from any international investments, will depend on current exchange rates.

Wachovia began its banking services in North Carolina and has since moved nationwide to become one of the top financial institutions in America. Consider Wachovia business banking for your company if you want the nationwide reach combined with local corporate banking services.

Small businesses rely heavily on financial planning and investing to stay afloat in the cut-throat corporate world. Whether you're looking for a loan, a line of credit or a full service account including checking, savings and other features, choose your bank wisely, considering other options besides Wachovia business banking.

If you're considering a change in banks or an upgrade to your current Wachovia corporate financial products, use your new partnership to:

1. Help build your business from the ground up with loans with Wachovia corporate finance.

2. Keep your company funds on track with Wachovia corporate banking.

3. Add features to expand your business and keep it growing with Wachovia corporate financial services.

Action Steps
The best contacts and resources to help you get it done

Contact a Wachovia corporate finance specialist and personal banker to learn about services

To find out what Wachovia corporate and institutional services can do for you, speak to a personal banker in your area. Discuss how to incorporate your normal business banking with the expert resources of the risk management, sales and trading, and retirement and benefit services Wachovia has to offer.

I recommend: Contact Wachovia nationally at 800-WACHOVIA (800-922-4684) or online through the website. Look for Wachovia corporate and institutional banks in your area and discuss the differences between small business and government and institutional banking.

Open a Wachovia institutional banking account personalized with the features you need

Choose the Wachovia institutional financial products that are best for your business. In addition to everyday checking and savings account information, ask your banker about asset and cash management, insurance, risk management, international banking, online services and cash management and other products beneficial to your company

I recommend: Open a new Wachovia account online. Use Wachovia institutional services to learn more about international banking and asset management as well as any other services you require.

Apply for a business loan or other Wachovia institutional financial products

Combine all Wachovia corporate and institutional banking services to create a package made just for you. With this, consider a business loan to help get your company off the ground or keep it going strong, as well as commercial mortgages, small business leases, letters of credit and construction loans.

I recommend: Apply for a Wachovia business banking loan that fits your company's needs. To supplement your everyday money needs, apply for a line of credit through the bank to receive a business credit card to use for your purchases.

Use Wachovia corporate banking online services and take advantage of new mobile banking

Wachovia institutional banking doesn't end when the bank closes for the day. You can go online or on your mobile phone and continue banking anytime. With your AT&T or Verizon wireless service, you can transfer funds, check your balance or pay bills no matter where you are traveling.

I recommend: Wachovia online corporate banking and Wachovia Mobile give you the option to pay your bills and change your services without leaving your office. View online demos to see if online banking works for you.

Compare Wachovia corporate banking services with other banks for the best deal

To get what you need from your bank, sometimes you have to search more than one option. Look for other banks with services similar to Wachovia corporate banking services. Ask for free checks, no minimum balance, no ATM fees and anything else you consider important.

I recommend: Read other Work.com guides and compare your current bank to others such as US Bank, Washington Mutual and Bank of America.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Take your business to the next level with Wachovia corporate and institutional banking services. Once you have your finances in order, keep them secure with the bank's planning and management services.
• •  If you're used to doing everything online, take some time to go into your Wachovia business banking branch to sit down with your personal banker.

Wachovia corporate financial products provide clients with a variety of banking solutions. In order to help customers understand the products and services the company offers, the company provides Wachovia corporate and institutional banking services education and training. You can find most of the training Wachovia provides to clients online at its website.

Wachovia doesn't just stop at educating its clients, though. It also believes in ongoing educational opportunities for its employees. The company's dedication to education and training earns it national recognition from major media sources in the US. To learn about the company's employee education programs, you need to consult outside information.

1. Find out about education for Wachovia corporate financial products and services.

2. Read case studies and news articles on the success of Wachovia's training programs for employees.

3. Work with companies that provide educational and training materials for Wachovia.

Action Steps
The best contacts and resources to help you get it done

Get training to understand Wachovia corporate banking services

Training for Wachovia corporate banking includes educational information for new users. The company also provides product overviews. You can find training for Wachovia institutional financial products online through videos, guides and instructor-led classes.

I recommend: Become familiar with which Wachovia business banking products to determine which will best help you. For an overview of products, start by taking the Complete Product Tour. Visit the page for Wachovia Corporate and Institutional services to find documents, videos and a list of classes.

Look for ways to implement successful training models used by Wachovia corporate banking services

When you want an example of how corporate training can help a business, look at case studies for Wachovia. Getting education and information on the success of the training program from Wachovia can help you find ways to add educational opportunities to your own business.

I recommend: Learn about educational opportunities available from Wachovia in the case study reported by United Business Media. Visit Wheatstone to get educational information about the Wachovia Video Network used for employee training.

Use the companies that provide Wachovia institutional banking courses

Employees of Wachovia corporate finance departments have the option of participating in numerous training opportunities. Wachovia works with partners to provide e-learning opportunities and coursework. Consider hiring the company to help you establish your own training program for your business.

I recommend: Ninth House provides Wachovia with e-learning opportunities. You can find client case studies including Wachovia, its curriculum and the company philosophy on its website. Wachovia provides its employees with coursework from Element K. Find out about the corporate training opportunities at its website.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Browse the features and options for Wachovia corporate banking online for an example of what type of educational information clients want to find on a banking website.