Wachovia business banking offers a variety of loans that satisfy the diverse needs of businesses nationally and internationally. Whether you seek Wachovia minority small business loans or need a traditional small business loan, Wachovia can work with you to determine the loan best suited for your unique needs.

Small business loans by Wachovia are designed to meet your needs and offer competitive interest rates and terms of repayment. Experienced bankers work with you to find the right loan terms for you. Whether you need a loan guaranteed by the US Small Business Administration or you require a term loan, Wachovia business loans can meet your needs. When considering Wachovia business banking options, you should:

1. Work with a Wachovia small business loan banker who can assess your specific needs to match you with the best small business loan Wachovia can offer to your business.

2. Apply for a Wachovia small business loan online and monitor your account on the secure Wachovia website.

3. Research the advantages and disadvantages of the various types of Wachovia bank small business loans to determine which loan is right for your business.

Action Steps
The best contacts and resources to help you get it done

Speak with a bank representative experienced with Wachovia business banking

Discuss your Wachovia business banking options with an experienced bank representative who can explain loan details and answer questions specific to your unique business needs.

I recommend: Contact a national representative of Wachovia bank who can answer your questions about Wachovia unsecured business loans and find the Wachovia commercial loan that is right for your business. Find a local Wachovia bank representative and set up a meeting to discuss your Wachovia business banking options.

Research the types of Wachovia business loans that interest you

Knowledge of Wachovia unsecured business loans, Wachovia business loan rates and other loan types is essential to choose the Wachovia business banking options that are right for your specific business situation. Understand the terms of each loan to ensure you make the right decision for your business.

I recommend: Wachovia offers SBA 7(a) loans and SBA 504 loans for small business needs. Choose SBA 7(a)Wachovia business loans if you need fast approval and low down payments. Apply for an SBA 504 loan if you need a large amount of financing and low monthly payments. For fixed rates and monthly payments that can be conveniently deducted from your bank account, choose a term loan offered from Wachovia business banking.

Apply for Wachovia business loans online

Wachovia offers an easy way to apply for a loan for small business needs at your convenience. You can check Wachovia business loan rates and apply for the small business loans that best meet your needs. Once approved for a Wachovia business loan, login to your account to monitor your activity.

I recommend: Apply for a Wachovia Small Business Administration (SBA) loan easily using the online form. If you need a term loan, apply online for loan amounts in excess of $25,000.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Know the current interest rates on loans before you meet with a Wachovia business loans representative. If offered a higher rate, ask for a lower rate.