Alabama retail banks serve businesses throughout the state, from large cities like Mobile and Birmingham to the state’s many small towns, because businesses can flourish anywhere. Alabama banks range from the single-community institution to state and national banks with locations throughout the state.

Retail banking services in Alabama offer varied features to meet business needs, including business checking, lines of credit and night deposits for small businesses. Owners of larger businesses can set up payroll services, corporate credit cards and retirement plants through their Alabama bank. When looking for banks in Alabama, keep in mind:

1. Banking for retailers in Alabama provide services in many convenient locations.

2. Banks in Alabama offer personalized banking solutions to meet specific business needs.

3. Look to Alabama retail banks to help your make decisions that will increase the growth of your business.

Action Steps
The best contacts and resources to help you get it done

Locate information about retail banks in Alabama

Business owners have a myriad of choices when selecting their banking business partners, with literally dozens of banks throughout the state. Many of today's banks offer websites so that you can see what services they offer. They also welcome a chance to meet with you and discuss the ways they can help your business grow.

I recommend: Check what business services different banks offer at their websites. The Community Banker provides lists of links to Alabama bank websites. The State of Alabama Banking Department regulates banks that do business in Alabama.

Choose retail banking services in Alabama that meet your business needs

Look at banks that offer special accounts and programs for businesses. Business-friendly banks are a good source for small business loans or expansion loans. You'll appreciate those that offer business banking.

I recommend: CapitalSouth customizes its business banking services so that it can serve the small retail shop and the investment needs of larger businesses. First National Bank of Scottsboro provides business accounts, loans and other services for Alabama businesses.

Find easy-to-use banks in Alabama

Business owners have enough on their plate just running a business. Banks that offer convenience make running a business easier. Ask about options like online banking, online bill pay or other 24/7 banking services.

I recommend: With 90 locations throughout Alabama, regional banking institution Compass Bank provides specialized online business banking services. Remote deposits are one of the business solutions that West Alabama Bank offers its business customers.

Select community retail banks in Alabama

Sometimes the best option is your smaller community bank just down the street. Maybe they don't have all the bells and whistles, but they make up for it with personalized services you won't find anywhere else.

I recommend: Founded in 1915, Farmers & Merchants Bank serves the personal and banking needs of Calhoun County, Alabama. They provide banking accounts and merchant credit card processing for its customers. The Bank of Tuscaloosa is another Alabama bank that offers personal service.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Retail banking in Alabama offers knowledgeable banking personnel to help you set up benefit plans for employees.