Banks in Maryland offer a comprehensive range of services that save you time and resources for your business. Maryland banks use local customer support, online resources and business specific services that offer convenience and less expense. Consumers can find the standard bank services they're accustomed to, including savings accounts, checking and debit cards. Retail banks in Maryland go beyond standard packages to attract and retain business clients with packages for corporate accounts and small businesses.

When it comes to your business, look for retail banking services in Maryland that make managing your money easier. Your banking relationship must be one of mutual trust and respect. Look for banking services that are easy to access and customize for your business. Nurture a business banking relationship by considering the following:

1. Find superior support with Maryland retail banks

2. Search retail banking services in Maryland for packages created for small business ease

3. Look for regional branches of national banks offering services in Maryland.

Action Steps
The best contacts and resources to help you get it done

Select Maryland retail banks that provide exceptional customer service

No matter how large or small your company is the bank you choose should place the highest value on your assets. Bank employees should be willing to listen and answer any questions you have. Retail banking services in Maryland should always be friendly and available whenever you need them.

I recommend: M&T Bank provides services to help you attract and retain employees, with health care, retirement plans and investment options. Sandy Springs Bank saves time dealing with employee payrolls by allowing employee earnings to be loaded directly onto payroll cards.

Compare local retail banking in Maryland services

Local banks offer the homespun Maryland atmosphere with the aggressiveness of larger national banks. Local banks are able to provide specialized packages designed for small business professionals that national banks don't offer. Extended lines of credit, free banking online or by telephone can save you time and allow you to bank on the go.

I recommend: Harvest Bank of Maryland lets you keep up to date with online banking, offering account history, wire transfers and balance checking. 1st Mariner Bank is a Maryland bank offering local services in Baltimore and other locations throughout the state, with business credit cards, lines of credit and other services catered for your business. Find more local Maryland banks in the listings banks chartered by the State of Maryland Commissioner of Financial Regulation.

Determine if national banks offer more flexibility for retail banking in Maryland

National banks that offer a regional bank in Maryland have services worth considering. As your business grows you may have to travel more often across the state. National chains operate locations in most major cities in the state of Maryland and are convenient if you plan on operating your business in more than one state or moving from Maryland as it expands.

I recommend: Wachovia Business Online allows faster banking with ability to manage accounts, pay bills and order checks online. With Bank of America mobile banking you can securely check balances and make business decisions on your cell phone.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Federally insured banks offers protection up to $100,000 on your money. Look for participating retail banks in Maryland that have FDIC stickers on doors or teller windows.