Guide to Retail Banks in Nebraska

How to get the most from retail banking in Nebraska

By Shannon Ambroson

Action Steps
The best contacts and resources to help you get it done

Search locally for Nebraska retail banks in your area

Sometimes the best bank is just down the street. Retail banks in Nebraska work hard to give you the small town treatment. Look for the bank that is conveniently located, friendly and competitive - it's okay to be picky with your money.

I recommend: Look for banks such as Mutual of Omaha Bank and Union Bank & Trust Company to combine your business and personal accounts with one Nebraska banking institution. Make a list of questions and requirements for services such as business loans or credit and debit card services.

Contact a personal banker to discuss how a Nebraska bank can help you

To assemble information about retail banks in Nebraska, call or submit a form online to begin a discussion with a bank representative. Set up a meeting to talk about your specific situation and where you are in life - whether you're a student, a business owner, about to retire - to choose the services that will most benefit you.

I recommend: Take your list of questions and requirements with you to meet with bank representatives. Contact bankers from small town establishments such as AmFirst Bank and Enterprise Bank to discuss your specific interests. These banks specialize in productive services such as safety deposit boxes, CDs, loans, credit and debit cards and everyday checking and savings accounts.

Adjust your accounts to fit your needs using Nebraska banks' variety of services

Retail banks often have lists of pre-formed accounts that suit the majority of their customers, but if you have a special request the bank will most likely honor it. Ask about specific retail banking services in Nebraska like employee banking, high-yield savings accounts or merchant services.

I recommend: Compare rates and services between smaller statewide banks like Cornhusker Bank and larger nationwide banks like US Bank. Ask for business services like payroll and direct deposit for employees, merchant card acceptance and paperless statements to help the environment.

Take advantage of online banking when you can't visit a Nebraska bank

Many banks offer online services for free, or included with your accounts, so make sure to take advantage of the freedom and flexibility that comes with banking anywhere. No matter where you travel, you can connect with your funds.

I recommend: Manage your accounts online, transfer funds, order more checks, pay your bills and change your service information without ever leaving your home or office. Banks such as Wells Fargo and First National Bank of Omaha allow you to bank at the time that is most convenient for you.

Helpful advice for making the most of this Guide

• •  Enroll in employee investment programs and services to give your staff a chance to plan and save for the future. Use retail banking in Nebraska for payroll assistance, discounts on employee services and staff retirement funds.