Many retail banks in New Hampshire offer services designed to assist small business owners with their banking needs. Retail banks in New Hampshire have services that range beyond safely storing your funds when you're not using them. New Hampshire retail banks provide small business credit cards, money orders, wire transfers and small business loans.

The perfect New Hampshire retail bank for you and your business must meet every aspect of your banking needs. Additionally, your small business should count on great customer service from your New Hampshire bank, including 24 hour assistance, reliable resources and friendly, helpful customer service reps. Consider the following to pick the right bank:

1. For the sake of convenience, your partnership with a New Hampshire retail bank should be longterm. Make sure whichever bank you decide on is one that can grow with your business.

2. Compare and contrast the features and benefits of each financial institute; look into interest rates and minimum balance limitations. This should seriously influence your choice.

3. Get referrals from professionals you trust such as you lawyer, accountant, and even your local chamber of commerce. Don't settle for a retail bank with a bad track record on customer satisfaction.

Action Steps
The best contacts and resources to help you get it done

Ask New Hampshire retail banks what they have to offer your small business

Some retail banking in New Hampshire services offer small business packages or free services that are worth comparing. Look into what your business needs are and see which package best accommodates them. Packages may include free electronic tools, such as statements and account balance alerts. Many banks also offer their business customers credit cards with impressive rewards.

I recommend: Centrix Bank and Monadnock Community Bank are New Hampshire banks that offer specialized services to the small businesses owner. Centrix offers some free services to small business accounts.

Partner with a national retail bank in New Hampshire and take your banking on the road

A national bank is the perfect choice if you hope to grow your business throughout the country. It's also a benefit if you do business with out-of-state vendors, or travel frequently yourself. These banks offer more locations, whereas local banks are limited to a state or region. National banks usually offer expanded services as well. Just make sure you're not sacrificing quality customer service for convenience.

I recommend: Citizens Bank and TD Banknorth are two reputable national retail banks that boast a variety of competitive terms services for small businesses.

Choose online banking in New Hampshire for better access to your accounts

You don't stop working at 5 p.m., so it only makes sense to partner with a retail bank that lets you access your account 24/7. Not only can you access your balance online, you can also transfer money, pay bills and even apply for a small business loan, depending on the bank.

I recommend: Key Bank is a national chain that offers New Hampshire retail banking services to its small business clients. Ocean Bank is a regional institution that services the northeast, but they offer an impressive array online business banking solutions.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  You may want to meet with the managers of prospective New Hampshire banks. This way you can determine whether a bank fully understands the needs of a growing business.