Richmond County Financial - RCBK- Profile

Richmond County Financial Corporation. The principal activities of the Group are attracting deposits from the general public and originating secured residential, multifamily and commercial real estate loans and the provision of other financial services such as deposit services which include checking and savings, NOW, money market, and club accounts as well as CDs and loan portfolio which include one- to four-family mortgage loans, commercial real estate, home equity, construction, consumer, and student loans. The Company became publicly held in February 1998. Interest and fees on loans accounted for 56% of fiscal 2000 revenues; other interest income 40% and non-interest income 4%.