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www.Interest.com
Bank offers financial services to the communities in and around Zanesville.
www.1stnational-bank.com
Provider of personal and business banking services and products, including on-line banking.
www.american-bank.com
Community bank serving the financial needs of the communities in and around upper Arlington.
www.arlingtonbank.com
Provider of deposit accounts, loans and investments for Baltic and the surrounding communities.
www.balticstatebank.com
Provider of deposit accounts and lending services for the communities of Akron, Stow and Norton.
www.banknasb.com
Provider of deposit accounts, Internet banking and cash management services for the Dayton Valley.
www.banktcnb.com
Provider of dpeosit accounts and loans for the communities of Wooster, Canal Fulton and Manchester.
www.bright.net
Community financial institution that conducts the majority of its business in north-central Ohio's Crawford County.
www.bucyrusfirstfederal.com
Provider of financial services for the counties of Cuyahoga and Medina.
www.centurybankoh.com
Bank that offers personal banking and business banking to Ohio, West Virginia and Pennsylvania.
www.citiznsbank.com
Bank serves areas in Northwest and West-Central Ohio, with offices in Bluffton, Elida and Lima.
www.cnbohio.com
Provider of deposit accounts, loans, retirement accounts, trust services and corporate services for the communties of Delphos, Elida, Gomer and Lima.
www.commercialbank.com
Community bank with headquarters in Minerva and branch offices in the surrounding communities of Salem, Waynesburg, Hanoverton and Carrollton.
www.consumersbank.com
Bank serves the financial needs of the residents of Preble County.
www.enbbank.com
Bank provides financial products and services to the the communities of Pickerington and Lancaster.
www.fairfieldfederal.com
Bank is a community financial institution serving northwest Ohio.
www.first-fed.com
Provider of loans and deposit for the community of Fort Jennings.
www.fjsb.com
Provider of persoanl and business banking products and services for the communities of Mahoning and Columbiana counties.
www.fnb-canf.com
Provider of financial services for the communities of Dennison, Dover, Gnadenhutten and New Philadelphia.
www.fnbdennison.com
Provider of checking accounts, saving plans and loans for the community of Bremen.
www.friendlybremenbank.com
Financial institution serving the financial needs of customers in Genoa and surrounding areas.
www.genoabank.com
Community bank providing financial services to individuals in Darke, Auglaize, Mercer, Miami, Preble, Shelby and Montgomery counties in Ohio and Randolph County in Indiana.
www.greenvillefederal.com
Provider of checking accounts, savings plans and loans for the community of Hicksville.
www.hblsbank.com
Community bank provides Internet banking, busienss abnking and personal banking services for the communities of Central Ohio.
www.heartlandbank.com
Provider of deposit accounts, loans, telephone banking and credit card services.
www.homecityfederal.com
Bank provides financial services for the residents of Coshocton County.
www.homeloansavingsbank.com
Bank is engaged in attracting deposits from the general public and using those funds to originate residential mortgage loans in Southwest Ohio, Southeast Indiana and Northern Kentucky.
www.kenwoodsavings.com
Community savings and loan providing banking services to the individuals and businesses of Ironton and the surrounding communities.
www.libertyfed.com
Provider of checking accounts, money market accounts, mortgage loans and home equity lines of credit for Cincinnati and the surrounding communities.
www.mercantilesavingsbank.com
Provider of financial services for the individuals and businesses in Auglaize, Mercer and Darke counties.
www.mercersavings.com
Provider of business banking, consumer banking, Internet banking and Private banking for Youngstown and the surrounding areas.
www.metnational.com
Provider of banking services for consumers and businesses in Tipp City and Vandalia.
www.monroefederal.com
Community bank provides checking, savings, loans and online banking for Oak Harbor.
www.nboh.com
Bank provides customers with traditional banking, trust services, investments and insurance services.
www.nbtdirect.com
Bank offers deposit accounts, loans, investment services and retirement services for New Richmond and the surrounding communities.
www.nrnb.com
Provider of personal banking and business bankign services for the residents of Corning and South Zanesville.
www.nvboh.com
Provider of checking, savings, online bankings and retirement accounts for Cosshocton and the surrounding areas.
www.ohioheritage.com
Financial institution committed to serving the financial needs of local businesses and nonprofit organizations.
pcbionline.com
Provider of savings plans and lending services for the community of Bucyrus.
www.peoplessavingsandloan.com
Bank serves the communities of Wellsville and Calcutta with a range of services that includes online banking.
www.perpetualsavings.com
Holding company of four Northwest Ohio community banks, a data processing company, an investment and trust services company and a life insurance company.
www.rurbanfinancial.net
Financial institution that offers personal banking, business banking and investment services for Marietta and the surrounding communities.
www.settlersbank.com
Community bank dedicated to serving individual and small business financial needs.
www.sycamorenationalbank.com
Bank offers a variety of deposit and loan services, including checking, savings, certificates of deposit, auto loans, commercial loans, personal loans and home mortgage loans to the communities of Jackson County.
www.themiltonbank.com
Bank offers Internet banking, investment banking and corporate banking services.
www.theubank.com
Bank offers persoanl deposit accounts, loans, retirement accounts and credit card services to the communities of Preble County.
www.twinvalleybank.com
Bank is committed to residential lending including conventional and adjustable rate mortgage products.
www.umwsb.com
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The Ohio retail banking industry continues to flourish, with a number of options that are headquartered within the state itself. Ohio community banks are one option for local residents, as well as nationally-based banks, such as Chase Bank and Dollar Bank. A number of central Ohio banks include Huntington Bank and FirstMerit bank, headquartered in Columbus and Cincinnati, respectively, in addition to Key Bank and National City Bank, headquartered in Cleveland.
Retail banks in Ohio offer a wide variety of products and services, including checking and savings, investments, and loans. Ohio community banks such as FirstMerit and Key Bank have customized their services for the needs of Ohio residents, and provide retail locations for all retail banking services. Also, keep in mind that:
1. Retail banking in Ohio enables businesses to make successful decisions that will impact their future potential and growth.
2. Ohio retail banks offer businesses a variety of options to sustain successful operations.
3. Consumers and businesses in Ohio work cooperatively to develop effective banking solutions in all areas of business operations
Action Steps
The best contacts and resources to help you get it done
Select an Ohio retail bank with a variety of services
Banks that offer online banking services, such as accounts payable and receivable functions, will attract businesses
I recommend: AmTrust Bank online banking offers many different business solutions for small businesses and large corporations, customized to fit their needs
Rack in the rewards with retail banks in Ohio
Rewards programs have become more popular in recent years as a way for businesses to earn rewards on the transactions that are made with their checking and savings accounts. Ohio retail banks have caught on to the trend, and many offer similar programs. Monetary credits may also be earned, allowing businesses to purchase the items that they need for routine business operations
I recommend: Central Ohio banks such as Citizens Bank offer rewards programs that allows consumers to earn points for each dollar that they spend. These points may be used for prizes or other rewards
Stick with Ohio retail banking focused on special service
Many small businesses seek Ohio retail banking services that will improve their profitability and convenience. Many Ohio consumer banks offer these options to businesses that qualify, such as online banking and bill pay, small business loans, and receivables services. Other offerings include equity lines of credit, overdraft protection, and money market savings
I recommend: Huntington Bancshares Incorporated is an Ohio retail bank with strong small business offerings. This bank, an established success in the state, offers small businesses the banking solutions that they need to thrive and grow.
Tips & Tactics
Helpful advice for making the most of this Guide
- • Look for Ohio consumer banking options that offer the most competitive interest rates and loans, since businesses will require capital to begin, improve, or sustain operations.


