Retail banks in Oklahoma offer all the services you need for your business, including savings and checking accounts, loans and credit cards. It's best to research Oklahoma banking services early on and choose a bank that can offer the services you need over the long-term. Changing banks midstream can cause a lot of headaches.

Oklahoma banks all tend to offer similar banking products. Compare rates and terms carefully and make your choice based on convenience, cost and available services. Small business owners should look for:

1. Consumer banks in Oklahoma with convenient branches and hours.

2. Oklahoma banks that offer merchant services.

3. Business loans and credit lines suitable for small businesses.

4. Oklahoma retail banking that includes investment services to help with asset and retirement planning.

5. Electronic banking and deposit services that reduce the need to go to the bank for basic transactions.

Action Steps
The best contacts and resources to help you get it done

Find all the services you need at one of the large retail banks in Oklahoma

Open the phone book and you'll find many listings for retail banks in Oklahoma. Quickly narrow your choices by selecting one of the larger banks known for offering a full line of products for small business owners.

I recommend: Bank of Oklahoma has branch offices across the state and is even found in some grocery stores. Their business banking services include merchant credit card payment services, retirement services and equipment leasing. Midfirst Bank also has an extensive branch network and a variety of business banking options.

Do business with locally-owned and community Oklahoma banks

If you're looking for Oklahoma retail banks that offer a personal touch, turn to the smaller, locally-owned and community banks.

I recommend: SpiritBank has branch offices in most of the metropolitan areas of the state. In addition to traditional banking services, this Oklahoma-owned bank can help improve cash flow and provide technology solutions. Canadian State Bank offers a full range of business services in Yukon, El Reno and Mustang. F&M Bank in Tulsa has been filling the banking needs of Tulsa-area businesses for more than 50 years. Turn to Stillwater National Bank when you need aircraft financing.

Find Oklahoma retail banking anywhere across the state

When you need to find banks in Oklahoma's small towns and cities where you do business, turn to the Internet.

I recommend: LocalLender.info lists retail banks in OK by county. The Community Banker provides an alphabetical list of banks in Oklahoma. The Oklahoma State Banking Department maintains a list of banks by city.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Take your time to review all of your Oklahoma banking options. Ask to meet the business banker at each location and decide if it's someone you want to do business with.