West Virginia businesses can choose from a variety of locations for retail banking services in West Virginia, from large cities like Charleston to small towns like Summersville. You can find both community banks and national bank services in the “Mountain State.”

West Virginia retail banks offer an assortment of business services including merchant credit cards, business checking, small business loans, payroll and lines of credit. Comparing the business banking solutions online is easier than ever with the many West Virginia retail bank websites. Consider the following in choosing retail banks in West Virginia:

1. West Virginia retail banks that offer personalized banking solutions to meet specific business needs

2. A West Virginia banking institution that helps you make decisions to increase business growth

3. Finding retail banking in West Virginia at a location convenient to your business

Action Steps
The best contacts and resources to help you get it done

Choose a local retail bank in West Virginia

Community banks offer special insights into your community and into your business. Sometimes the best option for your business is the local bank down the street. They may lack some of the bells and whistles of larger banks, but they make up for it with personalized services, like knowing your name and your business, that you won't find anywhere else.

I recommend: First Sentry Bank of Huntington, West Virginia, offers business accounts and business loans to the small business owner. United Bank in Wheeling offers free business checking with no minimum balance to maintain.

Select a national bank in West Virginia

Benefit from the experience and knowledge that national banks bring to businesses. National chains offer an assortment of business banking services plus locations throughout the United States.

I recommend: You can’t beat the name recognition of banks like Bank of America or Chase. Both offer business banking services to both small businesses and corporations throughout the state of West Virginia.

Compare business banking services among West Virginia retail banks

Look at your business plan goals to assess your needs now and in the future. You want to make sure your bank can deliver both when you're starting out as a Mom and Pop business and when you expand throughout the state.

I recommend: BB&T wants to help you raise capital, provide for your employees and manage your cash flow. You can also choose among the different business banking accounts at Huntington National Bank to find the one that best fits your needs.

Take advantage of online retail banking in West Virginia

Who has time to run down to the bank or spend hours struggling with paper bills and writing checks? Take your business banking online so that you can make changes to your account and pay bills online.

I recommend: Fifth Third Bank lets you manage accounts and pay bills online, but also allows you to print and save images for record keeping purposes. Download account information from Progressive Bank to your financial management software.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Before signing up with retail banks in West Virginia, investigate any hidden fees or restrictions your business may face.