Savings and loans in California are mutually-held institutions whose members are granted voting rights to give financial direction to the institution. California federal savings and loan can be stock-based institutions and are federally insured to protect your capital.

While savings and loan institutions in California focus on savings deposits and mortgage loans, they also offer more services and perks to businesses who choose to partner with a California savings and loan. With advantages like higher interest rates and voting rights, choose from savings and loans in California that can best meet your needs. When searching for a California savings loan institution, you should:

1. Choose a California savings loans institution that offers a variety of services that you can customize to meet the specific needs of your business.

2. Find a California savings and loans branch office that is easily accessible to your business to streamline transactions.

3. Partner with California federal savings and loan representatives who can work with you to choose the services that can best fit your needs.

Action Steps
The best contacts and resources to help you get it done

Choose a CA savings and loans institution with the most benefits

Take advantage of savings deposit incentives, the lowest mortgage loan interest rates and special checking accounts offered by savings and loans in CA. Partner with the California savings loans association that best fits your needs.

I recommend: Bank with Downey Savings, a California savings and loan based in Downey, CA. They offer different types of savings accounts, checking accounts and retirement accounts that can meet your specific needs. Balboa Thrift and Loan, a savings and loan in California, offers commercial and industrial real estate loans, certificates of deposit and savings accounts with competitive, high-yielding interest rates.

Locate CA savings and loans in your area

Whether you are interested in a San Francisco federal savings and loan or need to partner with a savings and loan San Diego branch or savings and loan Los Angeles branch, choose a branch convenient to your business.

I recommend: Use MagicYellow.com to search for California savings and loans in your vicinity. Click on your city for a complete listing of savings and loans in California. US-Banks.net offers a list of financial institutions in California that includes all branch locations.

Work with experienced California savings loan representatives

A knowledgeable California savings and loan rep can assess your specific business needs and tailor services specific to your unique situation.

I recommend: Work with a CA savings and loans rep from Luther Burbank Savings. Headquartered in Santa Rosa, CA, Luther Burbank Savings reps are available at convenient branch offices, online or by phone to answer questions and find the services to fit your needs. Pacific National Bank offers experienced representatives who can work with you to tailor services to meet your business goals. Enroll in business banking for detailed reports of your accounts.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Know current interest rates on mortgage loans when you search for a CA savings and loan with which to partner. If a higher interest rate is offered, ask for a lower rate.