Select Ohio savings and loan services that fit with your professional needs: Investigate the types of business accounts the Indiana savings & loan you're considering offers, then evaluate how well it fits with your five-year or ten-year business plan. Knowing the services you utilize now--as well as those you're likely to need in the future--will help you make the best choice among Ohio savings and loans.

Check into the locations of several of the savings and loan companies in Ohio to find out if they're convenient to where you do business. Consider the business trips you routinely take and decide if you want Ohio savings & loan with branches in those locations.

1. Evaluate the online banking abilities of your S & L in Ohio.

2. Review the variety of services offered by Ohio savings and loan banks.

3. Find a home loan with savings and loan institutions in Ohio.

Action Steps
The best contacts and resources to help you get it done

Evaluate the online banking abilities of your S & L in Ohio

Go online and familiarize yourself with the online banking options of the savings & loans in Ohio that you're considering. Look for the options you use the most often and make sure you can perform those transactions online with ease and at no added expense.

I recommend: AmTrust Bank allows you to do a variety of online banking, including ordering checks and updating your contact information. Bank of Maumee boasts a wide array of online banking options including cash management and bill pay.

Find savings & loans in Ohio that meet your professional financial needs

Look beyond the expected checking and savings accounts and discuss services tailored to help your business succeed. Ask about commercial loans, electronic tax payments or cash management solutions as well as other business-specific services the bank has to offer.

I recommend: Cheviot Savings Bank goes past checking and savings accounts and helps you with investment and retirement planning. Eagle Savings specializes in creating products to help small business owners succeed.

Utilize your S & L in Ohio for mortgages

Take advantage of the fact that Ohio savings and loans, like all savings and loans, specialize in making home loans and mortgages to help their communities grow and thrive. There's no reason you can't use your Ohio S & L for both your business and your personal loans in Ohio.

I recommend: American Savings Bank posts the latest interest rates on their website so you can check them yourself and decide when to discuss a mortgage. Century Bank offers several mortgage opportunities including home equity loans and second mortgages.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Consider the importance of quality customer service when shopping around for savings and loans in Ohio. You should be able to find savings and loan institutions in Indiana that meet all of your financial needs with friendly and polite personal service.