eFunds Corporation - EFD- Profile

eFunds Corporation. The Group's principal activities are transaction processing, risk management and professional services to financial institutions, retailers and government agencies. It operates in three segments. US Payments segment derives its revenue from processing payment transactions originated by the users of debit, gift, or prepaid cards and other associated support services. US Risk Management segment derives its revenue by providing data-based risk management products to financial institutions, retailers and other businesses that assist in detecting fraud and assessing the risk of opening a new account or accepting a check at a point-of-sale device, physical branch location or through the Internet. International segment derives its revenue from software sales and support activities, BPO services and electronic transaction processing services. It operates in the United States, the United Kingdom, India, Canada and other foreign Countries. US Payments accounted for 53% of 2006 revenues; US Risk Management, 34% and International, 13%