Banking Software Directory
Compare banking software using Capterra's free, comprehensive directory.
Capterra.com
Compare banking software using Capterra's free, comprehensive directory.
Capterra.com
Banking Software
Scan checks and deposit them to your bank account online. New versions available that automatically update your records in QuickBooks or Peachtree.
DepositNow.com
Scan checks and deposit them to your bank account online. New versions available that automatically update your records in QuickBooks or Peachtree.
DepositNow.com
Banking Without Borders
Corniche software for financial institutions and private banks.
www.megasol.se
Corniche software for financial institutions and private banks.
www.megasol.se
Microsoft Dynamics US
ERP Software Comparison Online Demos, Pricing and Services
www.softwareshootouts.com
ERP Software Comparison Online Demos, Pricing and Services
www.softwareshootouts.com
Accounting Solutions
Microsoft Certified Partner with Experienced Accounting Specialists
www.systematicainc.com
Microsoft Certified Partner with Experienced Accounting Specialists
www.systematicainc.com
Financial Software
New 2007 Microsoft Office systems. Manage your business effectively.
www.SolutionsConnect.net/US
New 2007 Microsoft Office systems. Manage your business effectively.
www.SolutionsConnect.net/US
Banking Software
Monitor Cash Flows/Account Balances With Microsoft Financials-Free Demo
www.2020Software.com
Monitor Cash Flows/Account Balances With Microsoft Financials-Free Demo
www.2020Software.com
Bank Risk Management
Commercial Real Estate and C & I Loans.Stress-Test for Success
www.inmatrixinc.com
Commercial Real Estate and C & I Loans.Stress-Test for Success
www.inmatrixinc.com
Listings
AccessData Corporation
Web-based technology business solutions for financial services companies in the areas of data analysis and reporting, database warehousing, knowledge management and application integration.
www.accessdc.com
Web-based technology business solutions for financial services companies in the areas of data analysis and reporting, database warehousing, knowledge management and application integration.
www.accessdc.com
Adaris Corporation
Services include web development, web consulting, e-commerce, and multimedia software.
www.adaris.com
Services include web development, web consulting, e-commerce, and multimedia software.
www.adaris.com
Advanced Financial Solutions (AFS)
Develops and provides payment, transaction and document management applications and consulting services to businesses involved in banking, government, utilities, energy, retail, insurance and credit card operations. Provides check, remittance an...
www.afsimage.com
Develops and provides payment, transaction and document management applications and consulting services to businesses involved in banking, government, utilities, energy, retail, insurance and credit card operations. Provides check, remittance an...
www.afsimage.com
Advanced Information Resources
Developer of ACBS(R), Advanced Commercial Banking System, a commercial banking software that handles lending activities and allows users to get information from the Internet. Also, the developer of Advanced CreditOffice(tm), a software that int...
www.fidelityinfoservices.com
Developer of ACBS(R), Advanced Commercial Banking System, a commercial banking software that handles lending activities and allows users to get information from the Internet. Also, the developer of Advanced CreditOffice(tm), a software that int...
www.fidelityinfoservices.com
Alpha Tec LTD
A software package for capturing, editing, compressing and displaying signatures. It is mainly intended to be used for financial applications (e.g. banks).
www.alphatecltd.com
A software package for capturing, editing, compressing and displaying signatures. It is mainly intended to be used for financial applications (e.g. banks).
www.alphatecltd.com
Alphametrics Ltd
International group providing software and consultancy solutions for business with particular expertise in financial trading and economics.
www.alphametrics.co.uk
International group providing software and consultancy solutions for business with particular expertise in financial trading and economics.
www.alphametrics.co.uk
Americas Software Corporation
Developer of banking, financial and government software including ASSIST//ck(tm) and AFACS(tm). ASSIST//ck(tm) allows transaction monitoring of customer accounts and addresses regulatory issues of the Bank Secrecy Act, existing Anti-Money Laund...
www.americasoft.com
Developer of banking, financial and government software including ASSIST//ck(tm) and AFACS(tm). ASSIST//ck(tm) allows transaction monitoring of customer accounts and addresses regulatory issues of the Bank Secrecy Act, existing Anti-Money Laund...
www.americasoft.com
AppIntell Inc.
Developer of fraud screening software to screen out high fraud risk loans. Provider of fraud prevention and recovery services and property valuation services. Products are sold to the banking industry. This company was capitalized by private ...
www.appintell.com
Developer of fraud screening software to screen out high fraud risk loans. Provider of fraud prevention and recovery services and property valuation services. Products are sold to the banking industry. This company was capitalized by private ...
www.appintell.com
Argo Data Resource Corp.
Developer of banking software. The integrated software includes automatic teller, deposits and accounts, electronic funds transfers and display product information functions. The software runs on IBM mainframes and PCs.
www.argodata.com
Developer of banking software. The integrated software includes automatic teller, deposits and accounts, electronic funds transfers and display product information functions. The software runs on IBM mainframes and PCs.
www.argodata.com
Automated Financial Systems
Provides lending and cash management software and solutions to the financialindustry.
www.afsvision.com
Provides lending and cash management software and solutions to the financialindustry.
www.afsvision.com
bancado.com
BANCADO software includes modules for customer information, deposit accounts, certificates of deposit, installment loans, commercial loans, mortgage loans, general ledger, automated clearing house, and safe deposit box billing.
www.bancado.com
BANCADO software includes modules for customer information, deposit accounts, certificates of deposit, installment loans, commercial loans, mortgage loans, general ledger, automated clearing house, and safe deposit box billing.
www.bancado.com
BancSoft Inc.
Products are used in Loan Processing, IRA Accounting and E-Commerce based banking applications.
www.bancsoft.com
Products are used in Loan Processing, IRA Accounting and E-Commerce based banking applications.
www.bancsoft.com
Banking Software
Scan checks and deposit them to your bank account online. New versions available that automatically update your records in QuickBooks or Peachtree.
DepositNow.com (Paid)
Scan checks and deposit them to your bank account online. New versions available that automatically update your records in QuickBooks or Peachtree.
DepositNow.com (Paid)
Banking Software Directory
Compare banking software using Capterra's free, comprehensive directory.
Capterra.com (Paid)
Compare banking software using Capterra's free, comprehensive directory.
Capterra.com (Paid)
Bavaria Banken Software IBP
Includes consulting, organizational analysis and EDP / Management Consulting combined with first-hand project management and training.
www.bavariabanken.com
Includes consulting, organizational analysis and EDP / Management Consulting combined with first-hand project management and training.
www.bavariabanken.com
Bottom Line Software, Inc.
Developer of loan portfolio software which runs on IBM PCs and compatibles. Software is primarily sold to lawyers, investors, CPAs and bankers. This company was capitalized by private investment.
www.loansoftware.com
Developer of loan portfolio software which runs on IBM PCs and compatibles. Software is primarily sold to lawyers, investors, CPAs and bankers. This company was capitalized by private investment.
www.loansoftware.com
Bridger Systems
Provider of economic and trade sanction compliance services for banks, insurance companies and other financial service institutions.
www.ofaccompliance.com
Provider of economic and trade sanction compliance services for banks, insurance companies and other financial service institutions.
www.ofaccompliance.com
Brinkman Technologies Inc.
PC, Wireless, and Internet-based financial applications and electronic bill payment/bill presentment solutions (EBPP).
www.banksystems.com
PC, Wireless, and Internet-based financial applications and electronic bill payment/bill presentment solutions (EBPP).
www.banksystems.com
Carleton, Inc.
Manufacturer of calculators and developer of banking software, loans and mortgages software and consumer loan compliance software. The software runs on AS400, Windows NT, OS/2, UNIX and Windows 95. The company also manufactures promotional pro...
www.carlton.com
Manufacturer of calculators and developer of banking software, loans and mortgages software and consumer loan compliance software. The software runs on AS400, Windows NT, OS/2, UNIX and Windows 95. The company also manufactures promotional pro...
www.carlton.com
Concentrex
Provider of information management solutions for relationship-oriented financial institutions.
www.concentrex.com
Provider of information management solutions for relationship-oriented financial institutions.
www.concentrex.com
Connecticut On-Line
Cooperative bank computer service operating exclusively in the Northeast.
www.cocc.com
Cooperative bank computer service operating exclusively in the Northeast.
www.cocc.com
COR Intelligent Banking Solutions (COR-IBS)
Provides software solutions to meet the requirements of the financial services sector, focusing on back and middle office applications for wholesale and international banks.
www.cor-ibs.com
Provides software solutions to meet the requirements of the financial services sector, focusing on back and middle office applications for wholesale and international banks.
www.cor-ibs.com
Cosyde Corp.
Developer of application software for commercial, private and international banks. Company also provides custom application software programming services for banking and financial industries. This company was capitalized by private investment.
www.cosyde.com
Developer of application software for commercial, private and international banks. Company also provides custom application software programming services for banking and financial industries. This company was capitalized by private investment.
www.cosyde.com
CUSA Technologies
Developer of credit union management software. The software runs on OS/s and IBM PCs and compatibles. Products are sold to credit unions.
www.cusa.com
Developer of credit union management software. The software runs on OS/s and IBM PCs and compatibles. Products are sold to credit unions.
www.cusa.com
Data Management Products, Inc.
Developer of banking software. The software is used by banks for return items, wire transfer, accounts receivable/check processing, collection systems, commercial paper-federal funds investment and in-house transfers. The software also include...
www.dmpinc.com
Developer of banking software. The software is used by banks for return items, wire transfer, accounts receivable/check processing, collection systems, commercial paper-federal funds investment and in-house transfers. The software also include...
www.dmpinc.com
Datasphere S.A.
A software house and consulting firm, it operates mainly in a banking environment with a strong specialization in telecommunication and primarily in the IBM world.
www.datasphere.ch
A software house and consulting firm, it operates mainly in a banking environment with a strong specialization in telecommunication and primarily in the IBM world.
www.datasphere.ch
Digital Dimensions, Inc.
A PC based platform automation system used by banks and credit unions in the USA and international markets: automates deposit accounts, loan accounts, credit reporting, and laser forms printing.
www.digidime.com
A PC based platform automation system used by banks and credit unions in the USA and international markets: automates deposit accounts, loan accounts, credit reporting, and laser forms printing.
www.digidime.com
Dynamic Interface Systems Corp.
Developer of financial software that includes integrated banking systems software and loans and mortgages software. The software runs on various systems. The software is sold to financial institutions, mortgage bankers and commercial lenders.
www.disc-calif.com
Developer of financial software that includes integrated banking systems software and loans and mortgages software. The software runs on various systems. The software is sold to financial institutions, mortgage bankers and commercial lenders.
www.disc-calif.com
EuroNetting
Provides a complete range of corporate multilateral netting products and services.
www.euronetting.com
Provides a complete range of corporate multilateral netting products and services.
www.euronetting.com
Farin & Associates, Inc
Producers of asset liability software, web development for financial institutions, and strategic pricing consulting.
www.farin.com
Producers of asset liability software, web development for financial institutions, and strategic pricing consulting.
www.farin.com
Financial Accounting Systems, Inc.
Developer of accounting software. Software includes applications for savings account, CD management, loan change off and accounting and payment coupon making. The software runs on most operating platforms including DOS, UNIX, XENIX and THEOS s...
www.fassw.com
Developer of accounting software. Software includes applications for savings account, CD management, loan change off and accounting and payment coupon making. The software runs on most operating platforms including DOS, UNIX, XENIX and THEOS s...
www.fassw.com
Financial Management Solutions, Inc.
Specializes in providing software and services to the financial services industry. Management tools include Teller Management System and Resource Management system.
www.fmsi.com
Specializes in providing software and services to the financial services industry. Management tools include Teller Management System and Resource Management system.
www.fmsi.com
Financial Sciences Corp.
Developer of ATOM(sm), Advanced Treasury Operations Management, treasury management software. Software runs on UNIX platforms. Products are sold to corporations and financial institutions.
www.fisci.com
Developer of ATOM(sm), Advanced Treasury Operations Management, treasury management software. Software runs on UNIX platforms. Products are sold to corporations and financial institutions.
www.fisci.com
Financial Services and banking software from Metavante
Provider of financial technology solutions and banking software for financial institutions.
products/services | contact us | jobs
www.metavante.com(Paid)
Provider of financial technology solutions and banking software for financial institutions.
products/services | contact us | jobs
www.metavante.com(Paid)
Financialware, Inc.
Specializes in document management for banks, credit unions, savings and loans, and mutual fund companies.
www.financialware.com
Specializes in document management for banks, credit unions, savings and loans, and mutual fund companies.
www.financialware.com
Fincentric Corporation
Developer of advanced e-banking solutions for the financial industry.
www.fincentric.com
Developer of advanced e-banking solutions for the financial industry.
www.fincentric.com
Fintech Consultants
Specialists in the design and development of industrial strength client/server solutions for the financial services industry.
www.fintechconsultants.com
Specialists in the design and development of industrial strength client/server solutions for the financial services industry.
www.fintechconsultants.com
Fircosoft
Products to enable STP (Straight-Through-Processing) in banking payments & securities process.
www.fircosoft.com
Products to enable STP (Straight-Through-Processing) in banking payments & securities process.
www.fircosoft.com
FMR Systems, Inc
The relationship management system - customer relationship management, contact management, product fulfillment, and customer services software tools designed primarily for financial institutions and banks.
www.fmr-systems.com
The relationship management system - customer relationship management, contact management, product fulfillment, and customer services software tools designed primarily for financial institutions and banks.
www.fmr-systems.com
FormFree Corporation
Providers of fully outsourced end-to-end consumer online tax preparation sites for financial institutions.
www.formfree.com(Paid)
Providers of fully outsourced end-to-end consumer online tax preparation sites for financial institutions.
www.formfree.com(Paid)
Gasper Corporation
Develops and markets strategic business automation solutions for ATMs worldwide.
www.gasper-corp.com
Develops and markets strategic business automation solutions for ATMs worldwide.
www.gasper-corp.com
IA Systems, Inc.
End-to-end loan processing system that enables lending institutions to standardize the loan origination process, increase loan volumes, and maximize staff productivity while reducing operational costs overall.
www.iasystems.com
End-to-end loan processing system that enables lending institutions to standardize the loan origination process, increase loan volumes, and maximize staff productivity while reducing operational costs overall.
www.iasystems.com
Information Management Technology
Provider of bank information management and digital imaging systems software.
www.infomgmtec.com
Provider of bank information management and digital imaging systems software.
www.infomgmtec.com
Information Technology Inc
Provider of software solutions to America's banking institutions. Products provide functionality for the processing of core banking applications and an electronic commerce product suite.
www.itiwnet.com
Provider of software solutions to America's banking institutions. Products provide functionality for the processing of core banking applications and an electronic commerce product suite.
www.itiwnet.com
Intelligent Banking Solutions
Software developer and creator of PC solutions that automate collection, while tracking and assisting the follow-up of delinquent accounts and special assets.
www.ibshome.com
Software developer and creator of PC solutions that automate collection, while tracking and assisting the follow-up of delinquent accounts and special assets.
www.ibshome.com
IntraLinks Syndicated Loan Workspaces
Provider of online workspaces to exchange business-critical information in the loan syndication and trading market.
intralinks.com(Paid)
Provider of online workspaces to exchange business-critical information in the loan syndication and trading market.
intralinks.com(Paid)
IQ Financial Systems
Provider of institutional trading desk, risk management and commercial lending software.
www.iqfinancial.com
Provider of institutional trading desk, risk management and commercial lending software.
www.iqfinancial.com
MacroBank*4
Software system for banks registered under different jurisdictions, including offshore banks, client banks and Internet bank modules.
www.macrobank4.com
Software system for banks registered under different jurisdictions, including offshore banks, client banks and Internet bank modules.
www.macrobank4.com
Micro Informatique & Technologies
Offers products and services for a wide range of banking activities.
www.mitsa.ch
Offers products and services for a wide range of banking activities.
www.mitsa.ch
Microbank Software, Inc.
Developer of Straight Through Exception Processing (STEP)(tm) software to deliver transaction control and compliance solutions to the international banking industry. The software helps financial institutions to efficiently control and reduce th...
www.microbank.com
Developer of Straight Through Exception Processing (STEP)(tm) software to deliver transaction control and compliance solutions to the international banking industry. The software helps financial institutions to efficiently control and reduce th...
www.microbank.com
Money Tree Software, Ltd.
Developer of financial planning software. Software can be used by financial professionals, including stockbrokers, bankers, financial planners and insurance agents for money planning, tax planning and retirement planning purposes. The software...
www.moneytree.com
Developer of financial planning software. Software can be used by financial professionals, including stockbrokers, bankers, financial planners and insurance agents for money planning, tax planning and retirement planning purposes. The software...
www.moneytree.com
Morgan Laboratories, Inc.
Suite of trade finance software solutions for banks and their customers.
www.morganlabs.com
Suite of trade finance software solutions for banks and their customers.
www.morganlabs.com
Moskowitz & Co.
Implement and integrate software in the banking industry through both packaged software and bank automation.
www.moskoco.com
Implement and integrate software in the banking industry through both packaged software and bank automation.
www.moskoco.com
Network Controls International, Inc.
Developer of branch automation software; provider of software consulting and custom applications software programming services; and provider of design engineering services for the manufacture of network connectivity hardware products. Software ...
www.nci-inc.com
Developer of branch automation software; provider of software consulting and custom applications software programming services; and provider of design engineering services for the manufacture of network connectivity hardware products. Software ...
www.nci-inc.com
Nortridge Software, Inc.
Developer of Nortridge(tm) banking and legal software, including modules for deposits and accounts, loans and mortgages, credit and collection, trust accounting, dividend management, stockholder accounting, floor plan accounting, filing, IRA acc...
www.nortridge.com
Developer of Nortridge(tm) banking and legal software, including modules for deposits and accounts, loans and mortgages, credit and collection, trust accounting, dividend management, stockholder accounting, floor plan accounting, filing, IRA acc...
www.nortridge.com
NSS Corp
Developer of bank teller software and retail delivery market software, NSS PERSPECTIVE(tm). The bank teller software is used for authorizing and validating bank transactions. A customized teller software package also provides institutions with...
www.nsscorp.com
Developer of bank teller software and retail delivery market software, NSS PERSPECTIVE(tm). The bank teller software is used for authorizing and validating bank transactions. A customized teller software package also provides institutions with...
www.nsscorp.com
PCi Services, Inc
PCi's Wiz family of software products provide powerful lending and marketing analysis capabilities to banking professionals, particularly those responsible for maintaining their institution's compliance with the Community Reinvestment Act (CRA),...
www.pciwiz.com
PCi's Wiz family of software products provide powerful lending and marketing analysis capabilities to banking professionals, particularly those responsible for maintaining their institution's compliance with the Community Reinvestment Act (CRA),...
www.pciwiz.com
Penki Kontinentai
Information technology company specializing in services to the banking industry. Provides equipment, system integration services and application software.
www.5ci.lt
Information technology company specializing in services to the banking industry. Provides equipment, system integration services and application software.
www.5ci.lt
Pine Grove Software
Developer of SolveIt!(tm) financial calculator software and AmortizeIt!(tm) financial amortization software. SolveIt!(tm) is a financial planning tool used for real estate purposes, calendar mapping, net present value, equivalent interest rate,...
www.pine-grove.com
Developer of SolveIt!(tm) financial calculator software and AmortizeIt!(tm) financial amortization software. SolveIt!(tm) is a financial planning tool used for real estate purposes, calendar mapping, net present value, equivalent interest rate,...
www.pine-grove.com
Prelude Software
Prelude Systems provides CheckWorks software for check printing, electronic payments/receipts, fraud protection through Positive Pay, 1099 processing, bank account reconciliation, and customized remittance advice for insurance claims and account...
www.psipay.com
Prelude Systems provides CheckWorks software for check printing, electronic payments/receipts, fraud protection through Positive Pay, 1099 processing, bank account reconciliation, and customized remittance advice for insurance claims and account...
www.psipay.com
Probanx Information Services
Products include Treasury Management Systems, fully integrated banking systems, online banking, and portfolio management.
www.probanx.com
Products include Treasury Management Systems, fully integrated banking systems, online banking, and portfolio management.
www.probanx.com
Profitstar, Inc.
Assist financial institutions with asset/liability management needs. Specialize in modeling software.
www.profitstar.com
Assist financial institutions with asset/liability management needs. Specialize in modeling software.
www.profitstar.com
Quantifacts, Inc.
Developer of FEC analysis software which runs on multiple platforms. Products are sold to the banking and money management industries.
www.quantifacts.com
Developer of FEC analysis software which runs on multiple platforms. Products are sold to the banking and money management industries.
www.quantifacts.com
Response Technology, Inc.
Developer of 4th generation language report generator software for end users of Unisys A and V series computers. Products are sold to community banks. This company was capitalized by private investment.
www.responsetech.com
Developer of 4th generation language report generator software for end users of Unisys A and V series computers. Products are sold to community banks. This company was capitalized by private investment.
www.responsetech.com
Retail Banking Technologies
Provider of up-to-date information on the latest technologies and their effects on the retail banking industry.
www.retailbankingtech.com
Provider of up-to-date information on the latest technologies and their effects on the retail banking industry.
www.retailbankingtech.com
Sentinex, Inc.
Provider of software development and consulting, specializing in auditing, security and control for the AS/400. Products and services are sold to the banking and accounting industries. This company was capitalized by private investment.
www.sentinex.com
Provider of software development and consulting, specializing in auditing, security and control for the AS/400. Products and services are sold to the banking and accounting industries. This company was capitalized by private investment.
www.sentinex.com
Sound Software
Software development and regulatory compliance for the community banking industry with products for mortgage origination and consumer loan application processing.
www.soundsoftware.com
Software development and regulatory compliance for the community banking industry with products for mortgage origination and consumer loan application processing.
www.soundsoftware.com
Specialized Data Systems, Inc.
Source of banking solutions including: optical disk technology, secure electronic delivery of documents, customized web sites for lenders, loan automation, and software development for mortgage banking
www.specializeddata.com
Source of banking solutions including: optical disk technology, secure electronic delivery of documents, customized web sites for lenders, loan automation, and software development for mortgage banking
www.specializeddata.com
SunGuard
Developer of BFC(tm) financial planning, asset/liability management, loans and interest and accounting data collection and dissemination software which runs on IBM PCs, mainframes and compatibles. Convergence(tm) analysis and planning software ...
www.risk.sungard.com
Developer of BFC(tm) financial planning, asset/liability management, loans and interest and accounting data collection and dissemination software which runs on IBM PCs, mainframes and compatibles. Convergence(tm) analysis and planning software ...
www.risk.sungard.com
Tally Ho Systems
Provider of ATM driving solutions and EFT Network connections, including card management, debit card processing and POS.
www.tallyhosystems.com
Provider of ATM driving solutions and EFT Network connections, including card management, debit card processing and POS.
www.tallyhosystems.com
Tecniflex, Inc.
Manufacturer of financial hardware used primarily by banks, commercial lenders and other financial institutions. Developer of banking software which is used for all types of item processing. The software runs on Honeywell DPS-6 computers and I...
www.tecniflex.com
Manufacturer of financial hardware used primarily by banks, commercial lenders and other financial institutions. Developer of banking software which is used for all types of item processing. The software runs on Honeywell DPS-6 computers and I...
www.tecniflex.com
The Banking Network (TBN)
Through a series of specialized communities, TBN offers a variety of focused technical solutions to the banking operations industry.
www.thebankingnetwork.com
Through a series of specialized communities, TBN offers a variety of focused technical solutions to the banking operations industry.
www.thebankingnetwork.com
TJC Software Solutions, Inc.
Software development company specializing in products that meet the needs of the financial services industry. Premier product is The Laser Cüeck Writer System.
www.tjcsoftware.com
Software development company specializing in products that meet the needs of the financial services industry. Premier product is The Laser Cüeck Writer System.
www.tjcsoftware.com
Transtrack International
Offers the central software application for the organisation of money counting centres, voucher and cheque processing centres and safe areas.
www.transtrack.nl
Offers the central software application for the organisation of money counting centres, voucher and cheque processing centres and safe areas.
www.transtrack.nl
Weston & Muir
Provider of bank software for construction lending, accounts payable, asset-based loans, financial statement analysis, loan collateral tracking.
www.westonmuir.com
Provider of bank software for construction lending, accounts payable, asset-based loans, financial statement analysis, loan collateral tracking.
www.westonmuir.com
XCELSoft
Financial software developer that creates solutions for banks that provide online banking services.
www.xcelsoft.com
Financial software developer that creates solutions for banks that provide online banking services.
www.xcelsoft.com
Company Profiles – Click here to view
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Banking Without Borders
Corniche software for financial institutions and private banks.
www.megasol.se
Corniche software for financial institutions and private banks.
www.megasol.se
Guide to Banking Software
Streamline customer relations and keep sales on track with banking software systems |
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Selecting Banking Software Systems
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You know the front-end of banking software: ATM machines, online banking and banking by phone. But an entire revolution on the back-end -- the internal workings of banks and their far-flung branches -- has made that front-end customer possible. Online banking software systems now run transaction inside and between financial institutions, help private banks and investment fund administrators and track customer accounts, credit and loan approvals and integrate accounting and corporate payment systems.
Some key banking software suites include:
1. Core banking systems software including deposits and payment cards
2. Loan origination and servicing banking software
3. Customer relationship management and cross-selling bank software
4. Financial risk management and investment management bank software
Some key banking software suites include:
1. Core banking systems software including deposits and payment cards
2. Loan origination and servicing banking software
3. Customer relationship management and cross-selling bank software
4. Financial risk management and investment management bank software
Action Steps
The best contacts and resources to help you get it done
Selecting core banking system software
The primary banking software systems handle the traditional functions of a bank: deposits, withdrawals, check handling, debit and credit card accounts and savings accounts, like money markets and certificates of deposit. For international bank systems, core banking can include multi-currency bank software, foreign exchange and ACH automated check clearing.
I recommend:
Take a look at core banking software systems from Precision Computer Systems, i-Flex Solutions, Temenos, and Probanx. Info-tech giants IBM and Oracle are working in this space as well.
Learning about loan origination and servicing bank software
The way banks make money is by lending. And that takes scores of sales people working phones and following up on leads. Online banking software designed for loan origination or loan servicing can keep that sales effort on track. Loan origination bank software is meant to be simple to use but flexible enough to handle varying lending scenarios even if sales people are inexperienced.
I recommend:
Generally, online banking software for loan origination integrates with web sites that capture initial customer data as leads. Some of the top loan origination banking software systems include Calyx, Byte, LoanAce, and FICS.
Customer relationship management and cross-selling bank software are key
Chances are, you interact with your bank or credit card company over the phone as much or more than in a branch. That's where customer relationship management (CRM) banking software comes in. Using the right CRM bank software means your customer-facing front line can up-sell and cross-sell at each touch with all the current data for that customer in hand.
I recommend:
The online banking software CRM market is full of huge tech players, including Oracle, Onyx, SAS, Infosys, Microsoft, and SAP. Increasingly, too, there are web-only options, like Salesforce.com.
Financial risk management and investment management bank software
nternational and private banks, as well as investment banks, use banking software systems for financial modeling and customer relationship selling. Bank software is available for tracking trades, investment analysis and other banking software needs, including foreign and international bank transactions.
I recommend:
The more sophisticated the bank software installation, the more likely your institution is to hire a developer or system integrator to consult on the purchase and how to integrate advanced bank software into your legacy banking software systems. Some investment management software suites include FundCount, Infinity Info, and GCI Financial.
Tips & Tactics
Helpful advice for making the most of this Guide- Often the key to getting the most from multiple banking software investments it to ensure that they will work together. Consider hiring a consultant before signing off on a new system.
- Most, but not all, bank software systems will work with legacy banking systems. If not, your investment might need to be larger than planned.
- Look carefully at Web-only or Web-centered online banking software systems. If the security is right, it can save money by allowing for distance workers to log-in and sell.
- Bank software cannot replace salespeople, but it can make them -- if properly trained -- much more productive. Budget for training classes as well as bank software.
