Cash Flow Lending: Equity, $1 Million to $5 Million, No Balloon Payment, Prime + 

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Cash Flow: External Sources
general, the rate is often 1–2 percentage points over prime for ... aware of any balloon payment provisions within your loan agreement and the impact ... Cash flow of the business – In today's lending environment, most lenders are ... highly promising companies with an overall need for $3–$5 million in financing. ...
http://www.entrepreneurship.org/uploadedfiles/Documents/External_Cash_Sources.pdf
Newtek Business Services - Business Solutions - Business Lending ...
Improve cash flow by reducing monthly loan payments by at least 20%. ... Loans are structured with no balloon payments. Up to 50% 1st mortgage ... provided by Certified Development Company ($250000 to $4000000; At least 10% equity contribution ... Up to 90% financing; Loans up to $5 million; Terms up to 30 years ...
http://www.newtekbusinessservices.com/business_lending/products.html
The 7(A) Loan Guaranty Program
When a small business applies to a lending institution for a loan, ... There are no balloon payments, prepayment penalties, application fees or points ... to $21.5 million in annual receipts; Retailing -- from $5 million to $21 million ... Ability to repay the loan on time from the projected operating cash flow ...
http://www.cftech.com/BrainBank/GOVERNMENT/7ALoanGuarPrgm.html
Vineyard Wine Industry Wineries Finance OPEC Funds
Operating Lines of Credit finance your day-to-day cash flow needs through the vineyard ... Interest rate are GUARANTEED LOWEST and tied to Prime. ... From US $5 million Up To NO LIMIT wine_connaiss_03_12_op ... yet we have access to the extensive resources of the world's most respected lending institutions. ...
http://petrodollar.com/unitedopecbanks/wine_spirit_loans.html
Sources of Capital
New enterprises, without adequate cash flow, can often ill afford debt ... On the plus side, interest payments are tax-deductible and equity is not ... help match small companies needing $250000 to $5 million with angel investors ... lending institutions are not willing to participate--survival, growth, expansion . ...
http://www.pepvc.com/menu/iv-sources.htm
Anina Butler-Entrepreneurial
2005 SBA Loan Volume - over $800 million!! CIT Small Business Lending Corporation ...No balloons. •Loans are fully amortized ... revolving line of credit- similar to a Home Equity Line Of ... Rates are generally tied to an index such as Prime rate plus a ... CASH FLOW- This is critical and is the ability of ...
http://www.ascp.com/education/meetings/schedule/upload/Anina%20Butler%20handouts.pdf


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Cash Flow Lending Basics

Find cash flow funding collateralized by existing business income.
If your company has a healthy fiscal income statement but has heavy short-term cash flow requirements, e.g. due to cyclic business swings, seasonal fluctuations or for a business expansion, it can seek cash flow financing to meet it's short-term capital requirements. You might need a cash flow loan simply for working capital and growth. Or, if you're planning to undertake a business acquisition or a merger or buyout, the ... Read more

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