Recieve your Dun and Bradstreet credit report along with a Detailed Analysis. See exactly what your lenders, creditors, and competitors see.
www.mybusinesscreditreport.com
Save
My Rating
Let Dun & Bradstreet work for you. Get a Business Credit Report Now
www.dnb.com
A Good Credit Score = 700 or Above. Do you Know Yours? Get it for $0!
www.FreeCreditReport.com
Get Your Free 3-in-1 Credit Report With Scores From All 3 Bureaus!
FreeTripleCreditScore.com
$11.99/mo--1 Month Free. Complete Credit History Report/Score Online.
www.IdentityGuard.com
View Your 4 Current Credit Scores Unlimited Free Access For 30 Days
www.CreditReports4Consumers.us
Free Credit Report Services Are Not Created Equal. Read Our Reviews.
www.ConsumerCompare.org
No Hidden Fees or Monthly Charges Safe, Secure, Fast & Easy!
www.1-Background-Checks.com
Research over 18 million private and public companies within the US.
www.KnowX.com
Instant Credit reporting Access Absolutely Free Credit reporting
www.transunion.com/
Get industry overviews, financials, exec bios, news and competitor info
www.Hoovers.com
Metro 2 Credit Reporting Software User friendly - Accurate reporting
www.tsbsoftware.com
Browse D&B's suite of credit management solutions for small businesses. Search for information about other companies or your own.
smallbusiness.dnb.com
Access customer service contact details for pricing, security, data quality or return policy questions.
smallbusiness.dnb.com
Browse service packages aimed to assist businesses with collecting debt without alienating customers.
smallbusiness.dnb.com
Browse the four Small Business Solutions credit management subscriptions services. Details various levels of reporting and notification services.
smallbusiness.dnb.com
Recieve your Dun and Bradstreet credit report along with a Detailed Analysis. See exactly what your lenders, creditors, and competitors see.
www.mybusinesscreditreport.com
Let Dun & Bradstreet work for you. Get a Business Credit Report Now
www.dnb.com
A Good Credit Score = 700 or Above. Do you Know Yours? Get it for $0!
www.FreeCreditReport.com
Get Your Free 3-in-1 Credit Report With Scores From All 3 Bureaus!
FreeTripleCreditScore.com
Guide to Dun & Bradstreet Credit Reports
Dun & Bradstreet credit reports are an important indicator of a business's credit-worthinessA Dun & Bradstreet report contains a great deal of information on a company compiled into one easy-to-access report. Some of the more relevant information included on Dun & Bradstreet reports includes:
- A thorough company overview including the business's D-U-N-S number as well as its address, net worth and size.
- D&B credit reports include the D&B PAYDEX score, which is an overview with how the business pays its creditors. An industry-wide PAYDEX report is included, allowing for comparison with competitors.
- Special events are also included in the D&B credit report. These events can include positive events such as business expansion or negative events such as cutbacks and layoffs.
Action Steps
The best contacts and resources to help you get it done
Apply for a D-U-N-S number to build your D&B credit report
A D-U-N-S number is a 9-digit number that is unique to your business. It is used by many organizations other than Dun & Bradstreet. Organizations applying for grants or government contracts are often required to have a D-U-N-S number.
I recommend:
A D-U-N-S number is available through Dun & Bradstreet. The D-U-N-S number is different than a company's 9-digit employer identification tax number issued by the IRS. While a D-U-N-S number is optional, many businesses see the benefit of having one to build a presence in the D&B credit reports listings. Use D&B's CreditBuilder to get your new business a credit rating.
Make sure Dun & Bradstreet credit reports reflect your company's credit health
The four Cs of credit are character, capacity, capital and cash flow. Dun & Bradstreet credit reporting includes all of these elements in credit reports. Dun & Bradstreet reports are a compilation of your credit and business history. The purpose of the credit report is to show your creditworthiness to a potential lender.
I recommend:
Strong credit makes for a strong Dun and Bradstreet report. Business Credit Services offers a free download on ways to improve your business's credit. You can use Credit.net to check your business's credit history for mistakes and omissions. Routinely check and update your company information at eUpdate on the Dun & Bradstreet website.
Understand who looks at Dun & Bradstreet reports
While the original intent of the Dun & Bradstreet report was to provide a snapshot of a company's credit history, its use has greatly expanded. Dun & Bradstreet reports provide industry information, ownership records and banking commentary. Many grant programs require charities to have a D-U-N-S number before applying for a grant.
I recommend:
Know who will have your information. D&B reporting is available at SkyMinder, AutoTrack and Westlaw. When you realize how extensive a Dun & Bradstreet credit report is, it becomes apparent how important having a D-U-N-S number and a strong report are.
Tips & Tactics
Helpful advice for making the most of this Guide- For strong Dun & Bradstreet credit reports, contribute as much information as possible to your profile.
- Your company's Dun & Bradstreet credit reports can be affected by your personal financial situation. Particularly in a start-up business, Dun and Bradstreet credit reporting takes your personal finances into consideration.
- Monitor changes to your Dun & Bradstreet credit reports. This is much easier than attempting to correct an error when you apply for credit.
