Working with GE financial services helps company owners obtain the financing they need to start or grow their businesses. In your pursuit to start or expand your business, you may find that you can’t cover the full expense with your current cash flow. GE commercial financial services provide businesses with a variety of options to finance equipment through leasing and loans for other business necessities.

Headquartered in Norwalk, Connecticut, GE Commercial Finance is part of GE’s finance division (GE Capital). It offers numerous financial services for clients in a variety of industries in over 35 countries. Consider the following tips to assist you when working with GE financial services.

1. Read more about GE Commercial finance services' product offerings.

2. Evaluate the benefits of financial services by GE.

3. Read up on GE commercial financing options.

Action Steps
The best contacts and resources to help you get it done

Determine if GE Capital has a financing product for your business

GE Financial Services provides equipment leasing services, lending products, business lines of credit, growth capital, asset financing, cash flow programs and more. GE Corporate Financial Services meets the financing needs of companies operating in a diverse range of industries including health care, fleet management, construction, media and entertainment, energy, aviation and many more.

I recommend: Learn more about the asset based financing, lending and loan solutions from GE. Get more information about GE financial services' products by visiting The Financial Services Forum.

Explore the benefits of General Electric financial services

Financial services by General Electric can help businesses create or maintain revenue-generating companies. GE financial services offers a range of solutions to help companies increase cash flow, consolidate debt, restructure, increase product and service offerings and more. Some businesses even rely on General Electric Corporate Financial Services to cover the costs of acquisition and buyout transactions.

I recommend: Read about how GE can work with you and your unique financing needs by visiting Corporate Finance from GE. Check out GE's inventory finance programs to learn how small businesses can work with GE financial services.

Learn about GE financing options before you apply

When you work with General Electric finance services, it offers a number of flexible terms and financing options designed to meet your needs large and small. For example, having fixed interest rates and loan payments is a great way to help you budget monthly. This is just one of the ways in which you can easily tailor your GE leasing or loan payment schedule and terms to suit your unique business financial needs.

I recommend: Check out GE Commercial Finance to learn more about General Electric financial services and the company’s loan and leasing products. Learn more about factors that affect interest rates by visiting the General Electric Company website.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  When working with GE financial services, consult with a tax professional to inquire about how GE loan and leasing products could help you decrease your tax liability. For example, if GE loan and leasing products are used for operating costs, you may be able to reduce your tax obligations.

GE finance services help businesses and individuals be successful through business financing solutions such as conventional loans, lease structures, and sale-leaseback arrangements. Headquartered in Norwalk, Connecticut, GE Commercial Finance holds assets of over $276 billion. GE Commercial Finance serves client businesses in more than 35 countries with revolving lines of credit, lending products, cash flow programs, growth capital, and asset financing.

GE commercial financial services can get your company on the right track and then aid in moving it forward. GE finance services have specialized expertise in both asset-based loans and cash flow loans, in addition to many other financial services.

Some of the financial services by General Electric are:

1. Asset financing

2. Cash flow programs

3. Equipment leasing

4. Financing programs

5. Growth capital

6. Lending products

7. Operating leases

8. Revolving lines of credit

Action Steps
The best contacts and resources to help you get it done

Pick the perfect investment through GE financial services for the current environment

Solutions offered through GE capital services include commercial loans for acquisition and buyout business loans to drive growth, improve cash flow, restructure, consolidate debt, and provide working capital. Investors face a challenging environment. How will the U.S. consumer respond to current strains on the economy? What about inflation or recession? If the U.S. market contracts will the global markets expand?

I recommend: You could try to pick the perfect investment for a constantly changing environment by yourself, but it would be a challenge. Work with a representative from General Electric financial services to get the best advice for your business.

Get information about GE financial services for your business

Drawing on experience gained from over 70 years as an asset manager, GE capital offers its clients a broad range of investment strategies. More businesses worldwide in more than 35 countries look to financial services by GE as the world economy grows.

I recommend: Get specifics on the financial services that will most benefit your business. Loans, operating leases, financing programs, commercial insurance, and equipment leasing are a few of the financial services by GE.

Find information about General Electric financial services for corporate clients

GE Commercial Finance solutions offers business loans to improve cash flow, restructure, consolidate debt, and obtain working capital. Commercial loans can also provide business financing for acquisition and buyout. GE corporate financial services serves your corporate finance needs with a strictly business-to-business approach. Developing a stable, long-term relationship will help representatives of GE financial service to tailor business to match your specific industry.

I recommend: If you need a commercial loan of $10MM or more, GE commercial finance services can assist you.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Contact an investment representative to discuss the specific needs of your business and how services by GE can accelerate your company's success.

Moody's Investor Services and Standard and Poor's rate financial institutions such as General Electric Financial Services for strength and reliability. You can assess their reports directly from their website by signing up for the services. However, you can find their ratings for GE Financial Services in newspaper and magazine articles and online. Since it takes time to analyze an institution's finances, realize that ratings information about GE Financial Services lags behind current trends. Newspapers business sections, business and finance magazines and television networks provide up-to-date information on companies such as GE, including ratings from Moody's and Standard and Poor's when it is pertinent.

If you are considering becoming a customer of GE Capital, you will find plenty of information to ponder before taking advantage of GE corporate financial services.

When searching for advice and ratings for financial services by General Electric, some possible sources to consult include:

1. Major newspapers, such as The Wall Street Journal, with online sites that share information about financial services by GE.

2. Television business networks such as MSN with websites.

3. Newsletters, such as Hulbert Financial Digest, where you may find information on GE commercial finance services.

Action Steps
The best contacts and resources to help you get it done

Subscribe to a newsletter or information service to supply advice on GE finance services

Reliable information sources vie for your attention along with some not-so-reliable ones. One thing they share is that they charge for their advice. If you are wiling to pay for information about General Electric financial services, choose a reputable firm.

I recommend: Morningstar is a trusted name that provides a cornucopia of advice in all areas of finance and stocks. Non-joiners have access to some information, though you will have to sign up to receive a full report. Bnet also contains a wealth of news articles and opinions, some of which are available to non-members.

Check out GE Capital before you open an account

GE financial services attracts savers with competitive interest rates. Before you sign up with any savings institution, you should assure yourself that your money will be safe.

I recommend: The Street.com covers financial news and you can find advice from columnists. This article ranks GE Capital Financial among the strongest of banks. Reuters also looks at the strength of GE financial services and measures the company is taking to insure it remains strong.

Read blogs that critique GE financial service

Financial services by GE come in many different forms from savings accounts to credit cards and all kinds of loans. The blogs deal more with the credit cards and consumer loans than the subject of savings.

I recommend: ConsumerAffairs.com covers several aspects of GE's lending business, including credit cards and real estate loans. Most of the comments on Filife concern credit cards, though you can find links to other GE products.