Working Capital & Lines of Credit. Prompt, Professional & Reliable.
Workout Loan | Asset-Based Loans
www.FirstCapital.com
Commercial Capital is an invoice factoring company that can provide your business with the financing and funding it deserves.
www.comcaplending.com
Compare rates and options for factoring services from multiple vendors. No obligation.
Request Quotes | Compare Lenders
www.AllOptions.com
Watch Our Factoring Video. Flexible Low Rate Factoring. Fast Funding.
factoring.anchorfundingservices.com
No minimums - Just 2% for 30 days - Invisible to your customers.
www.inzap.com
Peachtree Pays Cash for Monthly & Periodic Payments. Free Quote!
PeachtreeSettlementFunding.com
Need Business Cash? Save 50% In Interest Over Other Cash Advance Agencies On A Loan Up To $150k When You Process $3,000/Month In Visa/MC.
ForwardLine Loans | Loan Application | Instant Quote | Testimonials
www.forwardline.com
Special Offer! No Setup Fee for New Clients - Get Credit Up to $3.5M.
BayViewFunding.com
24 Hr Approval, No Financials, Easy Appl., Since 1985, Apply today
www.JustInTimeCash.com
Great Rates, Flexible Terms We Beat Other Factoring Companies
www.BridgeportCapital.com
Great Rates-Fast Quote & Set Up. $100K Monthly A/R Minimum. Call Now
www.RexfordFunding.com
Our freight bill factoring services includes customized advance rates and fees to fit your needs. We can have a freight bill factoring proposal the same day and fund your business in 3 to 5 working days.
www.1stcommercialcredit.com
Our invoice factoring company was started in 2002, with the sole purpose of providing great service, fair rates, and honest and straightforward communication.
www.btbcapital.com
Need Business Cash? Save 50% In Interest Over Other Cash Advance Agencies On A Loan Up To $150k When You Process $3,000/Month In Visa/MC.
ForwardLine Loans | Loan Application | Instant Quote | Testimonials
www.forwardline.com (Paid)
Commercial Capital is an invoice factoring company that can provide your business with the financing and funding it deserves.
www.comcaplending.com (Paid)
With integrity, flexibility and speed, the Capital Access factoring company provides an immediate increase to your working capital to grow your business. Our working capital loan clients receive respectful, prompt, courteous, pro-active factorin...
www.capitalaxcess.com
Compare rates and options for factoring services from multiple vendors. No obligation.
Request Quotes | Compare Lenders
www.AllOptions.com (Paid)
Metro Factors Inc. dba Metro Financial Services, is one of the largest privately held factoring companies in the U.S. dedicated to serving the needs of small to medium-sized companies.
www.factorhelp.com
We provide low cost invoice factoring services. We currently have experience with over twenty factoring companies and have detailed information about how they were able to help our clients with cash flow issues.
www.factoring.us.com
We are the only online factoring marketplace where factoring companies compete for your business and you choose the offer that's right for you.
www.getfactored.com
We have been providing financing for many companies and businesses with invoice factoring and accounts receivable solutions.
www.transfac.com(Paid)
We fund a wide variety of companies, helping you: manage payroll with cash flow management techniques; take supplier discounts; pursue new business opportunities with factoring loans.
www.mpstarfinancial.com
Working Capital & Lines of Credit. Prompt, Professional & Reliable.
Workout Loan | Asset-Based Loans
www.FirstCapital.com (Paid)
We have been in business for over ten years and got our start in factoring. We do all the legwork for you in finding a factoring company.
www.nationalfundingresources.com
As a factoring company, New Century Financial has a long history of providing account receivable factoring through Just In Time Cash, for manufacturing, distribution, staffing, service, trucking and transportation businesses.
justintimecash.com
United Capital Funding Corp., an invoice factoring company, has provided quality factoring and accounts receivables management to clients nationwide since 1997.
ucfunding.com
Watch Our Factoring Video. Flexible Low Rate Factoring. Fast Funding.
factoring.anchorfundingservices.com
No minimums - Just 2% for 30 days - Invisible to your customers.
www.inzap.com
Peachtree Pays Cash for Monthly & Periodic Payments. Free Quote!
PeachtreeSettlementFunding.com
Guide to Business Factoring Companies
Get cash for growth by using accounts receivable factoring. |
 | |
Business Factoring Companies Basics
|
||
 |
 |
Small business factoring companies fill the gap, buying invoices at discount for ready cash now. Also known as accounts receivable financing, this form of non-debt, non-equity financing can get your growing business over a hump, if used wisely and within reason.
Accounts receivable factoring is a competitive, tough business with plenty of providers seeking to meet your company's needs. In this guide to small business factoring, you'll learn:
1. Types of small business factoring companies.
2. Avoiding common small business factoring risks.
3. Business factoring companies and international trade.
4. Specialized accounts receivable factoring companies for trucking.
Action Steps
The best contacts and resources to help you get it done
Choose from types of small business factoring companies
How much you pay for small business factoring, as well as how much your customers know about your business factoring strategy, is up to you. Full-service business factoring companies will be calling your customer for collections, while a confidential accounts receivable factoring company will simply work with your accounting department, collecting in your name but leaving credit decisions to you.
I recommend:
Take a look at full-service, or notified, invoice factoring companies including Vital Force Factoring and New Century Financial. Some confidential business factoring companies include Inzap, and BTB Capital, and Bibby Financial Services. Find more invoice factoring companies in the directory at Business.com.
Keep track of your risk using small business factoring companies
The cost of small business factoring means it is often financing of last resort for most. Some key concepts include recourse and non-recourse business factoring. With recourse business factoring, uncollected invoices are returned in 90 days. Non-recourse financing is more expensive, since the factoring company must eat any losses on invoices they don't collect after 90 days.
I recommend:
A good way to hedge your risk is to work with a large financial institution when buying factoring company services. Consider small business factoring from CIT, Wells Fargo, GE Capital or UPS.
Finding business factoring for international trade
Doing more international business means invoices from foreign buyers. It can be hard to collect in reasonable time frames, and language and legal issues can be a problem, too, when doing international business. Invoice factoring companies can make the difference here.
I recommend:
Doing all your business in Brazil, or Beijing? Find a local partner through Factors Chain International.
Seek small business factoring designed for your business
Although most business owners rely on small business factoring companies for financing in a pinch, there are industries that subsist on accounts receivable factoring companies and their form of short-term financing. Others concentrate on manufacturing business factoring.
I recommend:
The freight business, for instance, relies heavily on small business factoring, from invoice factoring companies like Apex Capital, Trancentral and Factor Loads.
Tips & Tactics
Helpful advice for making the most of this Guide- Choosing a small business factoring company can be complex. Review contracts carefully and comparison shop terms.
- While invoice factoring can make accounting and collection work disappear, it also reduces contact with your customers.
- As your business grows, seek alternative financing before becoming reliant on accounts receivable factoring financing.
RESET ALL
