Leasing consulting services will help you equip your business with office machines, computer equipment, furniture or vehicles. Leasing can save you money, and offer custom-fit payment options structured for your seasonal, operating or capital lease needs. You can upgrade your equipment and remain state-of-the-art rather than making due with outdated equipment.

Talk to the people in a leasing consulting service about your needs and get the streamlined service that meets your needs precisely. Consider these points when choosing leasing experts:

1. Hire leasing consultants to help you find specific equipment for your industry.

2. Use leasing specialists to find the leasing company to help you.

3. Find TRAC leasing to purchase trucks and trailers at the end of the lease.

4. Decide on operating, capital or seasonal lease options.

Action Steps
The best contacts and resources to help you get it done

Hire commercial equipment leasing consultants for your industry specific requirements

Look for a financing company that knows your industry, whether it is computers, vehicles, software, furniture or medical equipment.

I recommend: Lease computers and IT equipment from HP Financial Services. For the food and beverage industry, equipment leasing is available with LeaseSource. Fill out the form at B2B-Exchange.com for leasing construction and heavy equipment. GCR Capital offers advice for leasing specialized equipment in medical, hotel, dental, computer, farm and industrial industries, as well as assistance in financing for commercial vehicles and vendor programs.

Use a leasing consulting service to find the best leasing plan available for you

Consulting services will talk to you about your needs, and direct you to the services or companies that can help you best. These consultants know leasing, and they know all of the many options and choices available to you.

I recommend: The experts at the Vitality Finance Group will analyze your needs and give you feedback to find a solution to your business needs. You will receive comparative quotes from multiple lease financing companies at AllOptions. They will give you comparison of rates, payments and fees with multiple vendors.

Ask a leasing consultant about TRAC leasing for business vehicles

TRAC (terminal rent adjustment clause) is an agreement customized for trailer and truck leasing. It is structured so you can buy the vehicle, if you so choose, at the end of the lease.

I recommend: Biz Quoter will give you comparative quotes from a number of equipment leasing services for TRAC. First Capital Equipment Leasing offers TRAC leasing options on commercial vehicles as well.

Ask leasing experts about operating, capital and seasonal leasing options

If you know you want to lease to buy, you will want a capital lease. If at the end of the lease you want to return the equipment, an operating lease is your best choice. A seasonal lease takes into consideration that some businesses are seasonal, like farming. The lease will have higher payments during summer months, and lower payments in the winter, for instance.

I recommend: Nationwide Funding works with both capital and operating leasing solutions. Equipment Leasing Depot offers flexible seasonal leasing when this is the best option for companies. This works especially well for agriculture, amusement and construction businesses, for example. Fill out the form on their site for feedback.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  If you need to state-of-the-art equipment, talk to your leasing consultant about a lease where you can trade up.
• •  Decide ahead of time, before signing your lease, whether or not you want to own the equipment when the lease closes in order to negotiate the best rates.