Get free merchant account services setup and 24/7 support for credit card processing. Application is fast and easy. Low rates & fees.
www.cardservicesales.com
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Guide to lower processing expenses by eliminating non-qualified surcharges. Instant custom MasterCard, Visa & Discover Interchange quotes by industry.
About Interchange | Commentary | Merchant Blog | Start Quote
MerchantRates.com/resources
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Application Is Fast, Free & Easy. Guaranteed Low Rates & Fees Always.
www.cardservicesales.com
Free Terminal. No Application Fee. Free Trial. Call Now 1-866-694-5111
www.NorthAmericanBancard.com
Process credit cards in QuickBooks and receive $150 when you apply.
www.QuickBooksMerchantService.com
24 hour approval. No set up fee. Start accepting credit cards today.
www.MerchantOne.com
2.19% + $0.20 for Internet/Mail/Phone. Approval in 24 Hours if You Apply Online! 1.39% + $0.20 for Small-Ticket Retail Merchants.
www.paymentsetup.com
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Offering secure payment solutions, smart cash management & multiple payment options. Apply online or learn more here.
www.WellsFargo.com/biz
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Free Internet Merchant Account. Free AuthorizeNet payment gateway. 2.19% internet discount rate. Easy application, fast approval. US merchants only.
www.takecardstoday.com
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Merchant Services Provider Comparison. 5 Top Credit Card Processors Compete for You with 1 Easy Form. Submit a Request Now & Save Today!
GetCompetingRates | Free&NoObligation | SubmitRequest Now | NewEquipmentDeals
www.ProposalPortal.com/MerchantServices
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Get a free terminal and set-up from ChasePaymentech.Call 866 660-4610
www.ChasePaymentech.com
Solutions to merchant transactions. Risk free trial and no set up fee.
www.IMSMerchant.com
Simple Set-up. Easy to Use. Expert Help Available 24/7.
CommercePaymentSystems.com
Provide a software solution that allows e-businesses to accept transactions in over 140 currencies.
www.1merchantaccountsolutions.com
Provider of merchant accounts, credit card processing solutions and complete online store services.
www.1st-merchants.com
Merchant account and support services include web design, hosting and online retailer services.
www.a-better.com
Credit card servicing company. Services VISA®, MasterCard®, and private credit line accounts.
www.appliedcard.com
Offers guaranteed low rates and fees for credit card processing merchant services. Application is fast, free and easy.
www.cardservicesales.com(Paid)
Get free merchant account services setup and 24/7 support for credit card processing. Application is fast and easy. Low rates & fees.
www.cardservicesales.com (Paid)
Enables companies to accept credit cards online; home-based, and Internet-based businesses welcome.
www.charge.com
Provider of merchant account programs designed to increase sales by allowing the acceptance of orders from Internet, retail, mail-order and phone-order customers.
products/services
www.creditcardprocessor.com
Online merchant services provider, allows small to medium-sized businesses to accept all major credit cards.
www.creditcardsolutions.net
Provider of online credit card acceptance services.
www.easy-merchantaccount.com
Allows merchants to accept credit cards and checks on a website, with the money deposited directly or by e-mail and process like a phone sale.
www.empoweringyou.com
Provider of international offshore merchant account services for online Internet credit and debit card processing.
offshore merchant | merchant FAQs | merchant services | card processing
www.exclamations-numbers123-offshore-international-merchant-account.com(Paid)
Credit card processing. Retail, Internet and MOTO merchant accounts for standard, specialty and international merchants throughout U.S. and Canada.
www.fasttransactonline.com(Paid)
Credit card processing and credit card terminals for home based businesses through Central Payment Corporation. Affiliated with Wells Fargo Bank.
www.gailcavanaughsbusinesssolutions.com(Paid)
Provider of ecommerce servers, software design, inventory logistics and payment processing for small businesses.
www.glocart.com
Software development and systems integration in the hospitality industry.
www.hsi-solutions.com
Provider of instant merchant and gateway accounts issued over the Internet.
Affliiate Program
instamerchants.com(Paid)
Merchant credit cards for retail, home based, internet, high risk businesses.
www.interlinkmerchant.com
Specializes in providing credit card merchant accounts, credit card processing and ecommerce solutions for all types of businesses: Internet and home-based.
www.merchantexpress.com
MerchantOnline.com is a developer and provider of real-time e-commerce transaction services.
www.merchantonline.com
Guide to lower processing expenses by eliminating non-qualified surcharges. Instant custom MasterCard, Visa & Discover Interchange quotes by industry.
About Interchange | Commentary | Merchant Blog | Start Quote
MerchantRates.com/resources (Paid)
Cash advances are given to retailers processing credit cards to spend on their operations, payroll, advertising or other expenses.
www.merchantsadvantage.com
Merchant accounts, transaction processing software and hardware, link web pages to secure order forms, and secure real time automated online credit card transaction processing.
www.mktmkt.com
2.19% + $0.20 for Internet/Mail/Phone. Approval in 24 Hours if You Apply Online! 1.39% + $0.20 for Small-Ticket Retail Merchants.
www.paymentsetup.com (Paid)
Merchant Services Provider Comparison. 5 Top Credit Card Processors Compete for You with 1 Easy Form. Submit a Request Now & Save Today!
GetCompetingRates | Free&NoObligation | SubmitRequest Now | NewEquipmentDeals
www.ProposalPortal.com/MerchantServices (Paid)
A nationwide credit card processing company, specializing in merchant account and credit card transaction solutions for non-traditional merchants within the Internet, home-based, phone order/mail order industries.
www.qc123.com
Provider of credit card and payment fraud detection services for retailing firms.
www.redplc.com
Free Internet Merchant Account. Free AuthorizeNet payment gateway. 2.19% internet discount rate. Easy application, fast approval. US merchants only.
www.takecardstoday.com (Paid)
Offers design, hosting, maintenance, promotion, ecommerce, merchant accounts, and website financing.
www.totalmerchantservice.com
Terminal & PC applications for credit and debit ecommerce solutions; gift card solutions.
www.transcomps.com
Provider of full-service credit, debit and check processing to businesses and merchants at low cost.
www.vantagecard.com
Provides chargeback and credit card fraud for Internet merchants and has expanded to provide online merchants and consumers information on all aspects and forms of credit card fraud.
www.verifyfraud.com
Credit card merchant services for Visa and Mastercard credit cards.
www.visa-master.com
Offers merchant payment services such as end to end ecommerce, internet payment solutions, business to business and retail payments, security solutions.
wellsfargo.com
Offering secure payment solutions, smart cash management & multiple payment options. Apply online or learn more here.
www.WellsFargo.com/biz (Paid)
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Application Is Fast, Free & Easy. Guaranteed Low Rates & Fees Always.
www.cardservicesales.com
Free Terminal. No Application Fee. Free Trial. Call Now 1-866-694-5111
www.NorthAmericanBancard.com
Process credit cards in QuickBooks and receive $150 when you apply.
www.QuickBooksMerchantService.com
Guide to Merchant Services
Accepting credit cards can simplify payment processing and grow your small business |
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Merchant Services Info
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Credit card, PayPal and electronic check payment processing is also essential for Web-based sales, opening up a whole new audience for your business. If you run an online or telemarketing business, you may need to pay higher fees and provide a deposit for establishing your merchant services account, as these start-ups are at a higher risk for credit card fraud.
The steps to setting up a merchant services account are simple:
1. Establish your merchant services account through a bank, credit card processing service, or other merchant service provider.
2. Provide credentials for approval through the merchant services account department. Get the proper payment processing equipment: software (desktop software or an online service) and hardware, such as a card swipe terminal or a receipt printer.
Action Steps
The best contacts and resources to help you get it done
Go to the major merchant service providers
Navigating the plastic payment processing world can be confusing, especially if you're new to electronic transactions. But major financial services companies can provide advice and guidance on how merchant services credit card processing operates.
I recommend:
I recommend: Sign up with major merchant service providers, such as American Express, Visa, and MasterCard, to start accepting these popular credit cards. You'll also find informative guides that detail the basics of setting up a merchant services account for websites, retail businesses, restaurants or any other small business.
Integrate payment processing with your accounting software
To streamline payment processing, consider using merchant services from major accounting software providers.
I recommend:
QuickBooks merchant services offers credit card processing for web stores, for face-to-face transactions or for phone, fax or mail order transactions. With this system, transactions are automatically entered into your QuickBooks accounting software.
Power up your web merchant services with PayPal
PayPal is more than a payment processing system for online businesses. It has a full range of low-cost payment solutions, including 'Virtual Terminal', which allows business owners to easily accept credit card payments online, as well as by phone, fax or mail.
I recommend:
Compared to many banks, PayPal offers a simpler and faster web merchant services account setup process and allows you to begin taking credit card payments almost immediately.
Visit your local bank or financial service institution for merchant services
Most major banks thrive on small business accounts, and offer all types of credit card payment processing services, including those for web merchant services accounts.
I recommend:
Bank of America and Wells Fargo are well-known reputable banks with small business divisions catering to start-ups.
Get discounted merchant services
Industry, professional or small business associations may offer merchant services and credit card payment processing solutions as a member benefit.
I recommend:
I recommend: The National Federation of Independent Businesses (NFIB) offers discounted merchant services through Solveras Payment Systems.
Consider wireless technology for payment processing
Payment processing can go mobile with the use of handheld wireless mobile technologies that let you accept debit card and credit card payments anywhere.
I recommend:
Industry leaders Authorize.net and Cardservice International both offer merchant services along with complete wireless solutions.
Tips & Tactics
Helpful advice for making the most of this Guide- Protect yourself against credit card fraud by asking merchant service providers what fraud protection services are available.
- Negotiate the best terms, as they vary at different merchant service providers. For instance, you can get equipment rental, monthly minimums, chargebacks, flat per-transaction fees, discount rate or a percentage of each sale.
- If you will be conducting online sales, decide if you should use lower-cost 'batching,' which means you collect card information and process manually offline, or if you need real-time processing, available from your merchant service provider.
